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Today's featured Credit Cards
Lowest purchase rate for your filters
A new way to pay with no interest, a low maximum credit limit and a simple monthly fee based on your limit.
Lowest purchase rate for your filters
CommBank's simplest credit card yet with no interest and no late fees. Just a simple monthly fee.
Comparing 157 products
10 membership-required and 47 business products hidden from this list.
| Product | Annual fee | Interest-free days | Cash advance rate | Actions | ||||
|---|---|---|---|---|---|---|---|---|
 | Purchase rate21.99% | Annual fee$0 | Interest-free daysUp to 44 days | Cash advance rate22.74% | Features: Rewards | The Product is a rewards credit card that provides individuals with a line of credit facility, the ability to earn Kogan Money Credit Card Rewards Points (Reward Points) and access to ancillary… | ||
 | Purchase rate22.49% | Annual fee$449 | Interest-free daysUp to 44 days | Cash advance rate22.99% | Intro 0% for 12 months on balance transfersFeatures: Rewards | The Qantas Rewards Signature card gives customers the opportunity to be rewarded for the purchases they make by earning Qantas Frequent Flyer points at the fastest rate. Includes Signature benefits… | ||
| Purchase rate22.49% | Annual fee$195 | Interest-free daysUp to 44 days | Cash advance rate22.99% | Intro 0% for 12 months on balance transfersFeatures: Rewards | Earn NAB Rewards Points and enjoy platinum services and complimentary insurances | ||
| Purchase rate22.49% | Annual fee$295 | Interest-free daysUp to 44 days | Cash advance rate22.99% | Intro 0% for 12 months on balance transfersFeatures: Rewards | Earn Qantas Points and enjoy platinum services and complimentary insurances | ||
| Purchase rate22.49% | Annual fee$49 | Interest-free daysUp to 44 days | Cash advance rate22.99% | Intro 0% for 12 months on balance transfers | Enjoy our lowest annual card fee of only $30 and our special cashback offer. | ||
| Purchase rate22.49% | Annual fee$395 | Interest-free daysUp to 44 days | Cash advance rate22.99% | Intro 0% for 12 months on balance transfersFeatures: Rewards | The new NAB Rewards Signature Card allows you to earn points with premium services and complimentary insurances. | ||
 | Purchase rate22.49% | Annual fee$320 | Interest-free daysUp to 44 days | Cash advance rate23.49% | Features: Rewards | Our highest Reward Points earning potential | ||
| Purchase rate22.49% | Annual fee$240 | Interest-free daysUp to 44 days | Cash advance rate23.49% | Features: Rewards | Earn Qantas Points on everyday purchases with complimentary insurances (conditions and exclusions apply) and Personal Concierge | ||
| Purchase rate22.49% | Annual fee$370 | Interest-free daysUp to 44 days | Cash advance rate23.49% | Features: Rewards | Our most rewarding Qantas experience | ||
| Purchase rate22.49% | Annual fee$30 | Interest-free daysUp to 55 days | Cash advance rate23.49% | A simple everyday credit card with a low ongoing annual fee | |||
| Purchase rate22.49% | Annual fee$94 | Interest-free daysUp to 44 days | Cash advance rate23.49% | Features: Rewards | Be rewarded for your everyday purchases and access a flexible Rewards program with complimentary insurances (conditions and exclusions apply) and Personal Concierge | ||
| Purchase rate22.49% | Annual fee$87 | Interest-free daysUp to 55 days | Cash advance rate23.49% | Our low fee, platinum credit card with complimentary insurances (conditions and exclusions apply) | |||
 | Purchase rate22.49% | Annual fee$249 | Interest-free daysUp to 44 days | Cash advance rate22.99% | Features: Rewards | The Product is a rewards credit card that provides individuals with a line of credit facility, the ability to earn MyCard Reward Points (Reward Points) and access to ancillary benefits and… | ||
| Purchase rate22.49% | Annual fee$350 | Interest-free daysUp to 44 days | Cash advance rate22.99% | Features: Rewards | The Product is a premium rewards credit card that provides individuals with a line of credit facility, the ability to earn Qantas Frequent Flyer Points (Qantas Points) and access to ancillary… | ||
| Purchase rate22.49% | Annual fee$49 | Interest-free daysUp to 44 days | Cash advance rate22.99% | The product is a low fee credit card that provides individuals with a line of credit facility. | |||
| Purchase rate22.49% | Annual fee$300 | Interest-free daysUp to 44 days | Cash advance rate22.99% | Features: Rewards | The Product is a premium rewards credit card that provides individuals with a line of credit facility, the ability to earn MyCard Reward Points (Reward Points) and access to ancillary benefits and… | ||
 | Purchase rate23.98% | Annual fee$295 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Our premier Qantas credit card gets you a high Qantas Points earn rate as well as complimentary airport lounge access, insurances and concierge. | ||
| Purchase rate23.98% | Annual fee$295 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Our premium Altitude Rewards credit card gets you our highest Points earn rate, flexibility in how you redeem with Pay with Points, complimentary airport lounge access, insurances and more. | ||
| Purchase rate23.98% | Annual fee$175 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Enjoy Platinum Card benefits and the flexibility of Altitude Rewards. Choose from gift cards, merchandise or our unique 'Pay with Points' feature. | ||
| Purchase rate23.98% | Annual fee$295 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Our premier Velocity credit card gets you our highest Velocity Points earn rate as well as complimentary airport lounge access, seat upgrades, insurances and concierge. | ||
Important information
Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability.
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Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
We do not compare every credit cards available in Australia, and this table does not compare every feature that may be relevant to you. Changing the filters will surface further relevant products. See how we sort and rank products and how we make money.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.
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Guides
- Credit Cards Guide How credit card interest works Interest-free days are the most misunderstood feature in Australian banking. They are not a grace period on every purchase, they are a reward for clearing the balance in full, and the month you do not, the rules change entirely.
- Credit Cards Guide Balance transfer credit cards explained A balance transfer can stop interest dead while you repay, or it can move a debt sideways and cost you more. The difference comes down to three numbers and one habit.
The Numbers Behind These Rates
Where this market sits today, and the official figures behind it.
- Market averages Credit Card Market Averages Today's average credit card rate, by segment, and how it has moved since the last reading. Taken from every product in the feed, not a survey.
- Statistics Australian Credit Card Statistics: Rates, Fees and Debt Australians hold around 14.4 million personal credit cards and carry roughly $18.9 billion of debt that is actually accruing interest. Here is what that debt costs, live from the cards we compare.
- Rate Tracker Every Market, One Page The daily average across home loans, savings, term deposits, credit cards and personal and car loans, measured against the RBA cash rate.