Compare Credit Cards
Today's featured Credit Cards
Lowest purchase rate for your filters
A new way to pay with no interest, a low maximum credit limit and a simple monthly fee based on your limit.
Lowest purchase rate for your filters
CommBank's simplest credit card yet with no interest and no late fees. Just a simple monthly fee.
Comparing 157 products
10 membership-required and 47 business products hidden from this list.
| Product | Annual fee | Interest-free days | Cash advance rate | Actions | ||||
|---|---|---|---|---|---|---|---|---|
 | Purchase rate23.99% | Annual fee$195 | Interest-free daysUp to 55 days | Cash advance rate— | Features: Rewards | Earn higher rewards on everyday spending at select supermarkets and petrol stations. | ||
| Purchase rate23.99% | Annual fee$395 | Interest-free daysUp to 55 days | Cash advance rate— | Features: Rewards | The American Express Platinum Reserve Credit Card is the ideal companion to your Charge Card, giving you the flexibility of a Credit Card, complimentary Travel Insurance and Membership Rewards points. | ||
| Purchase rate23.99% | Annual fee$0 | Interest-free daysUp to 55 days | Cash advance rate— | Features: Rewards | Expect extra with the American Express Essential Rewards Credit Card. | ||
 | Purchase rate24.99% | Annual fee$149 | Interest-free daysUp to 44 days | Cash advance rate25.99% | Features: Rewards | Elevate your everyday spending with the David Jones Premiere Credit Card. The David Jones Premiere credit card unlocks a stylish new world of benefits. Enjoy exclusive access to complimentary store… | ||
| Purchase rate24.99% | Annual fee$345 | Interest-free daysUp to 44 days | Cash advance rate25.99% | Features: Rewards | Embrace a world of luxury with the David Jones Prestige Credit Card. A world of unforgettable benefits is always at your fingertips when you shop with the David Jones Prestige credit card. Unlock… | ||
| Purchase rate28.99% | Annual fee$96 | Interest-free daysUp to 55 days | Cash advance rate29.99% | Features: Rewards | The Latitude 28° Global Platinum Mastercard offers $0 international transaction fees on purchases, $0 currency conversion fees, complimentary travel and purchase protection insurance, up to 55 days… | ||
| Purchase rate28.99% | Annual fee$0 | Interest-free daysUp to 55 days | Cash advance rate29.99% | Latitude GO Platinum Mastercard gives you flexible ways to pay—enjoy 0% interest from 6–60 months at leading retailers such as Harvey Norman®, Domayne®, and Joyce Mayne®, or 6 months on general… | |||
| Purchase rate28.99% | Annual fee$0 | Interest-free daysUp to 55 days | Cash advance rate29.99% | Features: Rewards | Latitude Gem Visa gives you flexible ways to pay—enjoy 0% interest from 6–60 months at leading retailers or 6 months on general purchases $250+ - selected within 30 days of purchase, plus up to 55… | ||
| Purchase rate— | Annual fee$0 | Interest-free days— | Cash advance rate— | Virtual Cards offer solutions for streamlining business expenditure, which provides large businesses the ability to take advantage of extended payment terms, transaction level payment security, and… | |||
| Purchase rate— | Annual fee$0 | Interest-free daysUp to 44 days | Cash advance rate— | Features: Rewards | For customers who want a lower monthly fee and credit limit but still like to earn Awards points. | ||
 | Purchase rate— | Annual fee$49 | Interest-free daysUp to 55 days | Cash advance rate— | Benefit from a low interest rate on purchases. | |||
| Purchase rate— | Annual fee$79 | Interest-free daysUp to 55 days | Cash advance rate— | Features: Rewards | Earn Rewards points on your everyday spend. | ||
| Purchase rate— | Annual fee$1,450 | Interest-free days— | Cash advance rate— | Features: Rewards | American Express's top tier card with a suite of elevated benefits including travel insurance. | ||
| Purchase rate— | Annual fee$130 | Interest-free days— | Cash advance rate— | Features: Rewards | Charge Card with Membership Rewards and travel benefits. | ||
| Purchase rate— | Annual fee$80 | Interest-free days— | Cash advance rate— | Features: Rewards | Charge Card with Membership Rewards | ||
 | Purchase rate— | Annual fee$0 | Interest-free days— | Cash advance rate— | ||||
 | Purchase rate— | Annual fee$45 | Interest-free daysUp to 55 days | Cash advance rate— | Intro 3.99% for 6 months | A Visa credit card that gives back. Half of the annual $45 card fee is donated to the Defence Bank Foundation - a charity whose sole beneficiary is Defence Community Dogs. | ||
Important information
Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability.
Find out moreShow less
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
We do not compare every credit cards available in Australia, and this table does not compare every feature that may be relevant to you. Changing the filters will surface further relevant products. See how we sort and rank products and how we make money.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.
Browse all credit card issuers
Guides
- Credit Cards Guide How credit card interest works Interest-free days are the most misunderstood feature in Australian banking. They are not a grace period on every purchase, they are a reward for clearing the balance in full, and the month you do not, the rules change entirely.
- Credit Cards Guide Balance transfer credit cards explained A balance transfer can stop interest dead while you repay, or it can move a debt sideways and cost you more. The difference comes down to three numbers and one habit.
The Numbers Behind These Rates
Where this market sits today, and the official figures behind it.
- Market averages Credit Card Market Averages Today's average credit card rate, by segment, and how it has moved since the last reading. Taken from every product in the feed, not a survey.
- Statistics Australian Credit Card Statistics: Rates, Fees and Debt Australians hold around 14.4 million personal credit cards and carry roughly $18.9 billion of debt that is actually accruing interest. Here is what that debt costs, live from the cards we compare.
- Rate Tracker Every Market, One Page The daily average across home loans, savings, term deposits, credit cards and personal and car loans, measured against the RBA cash rate.