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What Australian interest rates are doing, written from our own daily readings of every provider’s published data. For explainers and how-to guides, see the guides.
Interest rate movements: week ending 19 October 2026
Variable owner-occupier principal and interest home loans rose 0.09 percentage points to 6.85% in the week ending 19 October 2026, with five of six markets moving. The week's interest rate movements across Australian banking.
The RBA lifts the cash rate to 4.60%, its fourth rise this year
The Reserve Bank raised the cash rate by 0.25 percentage points to 4.60% on 29 September 2026, its fourth increase this year and the highest setting since November 2011. Here is what it means for home loan repayments, savings and term deposits.