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Today's featured Credit Cards
Lowest purchase rate for your filters
A new way to pay with no interest, a low maximum credit limit and a simple monthly fee based on your limit.
Lowest purchase rate for your filters
CommBank's simplest credit card yet with no interest and no late fees. Just a simple monthly fee.
Comparing 157 products
10 membership-required and 47 business products hidden from this list.
| Product | Annual fee | Interest-free days | Cash advance rate | Actions | ||||
|---|---|---|---|---|---|---|---|---|
| Purchase rate0.00% | Annual fee$0 | Interest-free days— | Cash advance rate0.00% | A new way to pay with no interest, a low maximum credit limit and a simple monthly fee based on your limit. | |||
| Purchase rate0.00% | Annual fee$0 | Interest-free days— | Cash advance rate— | CommBank's simplest credit card yet with no interest and no late fees. Just a simple monthly fee. | |||
 | Purchase rate7.49% | Annual fee$50 | Interest-free daysUp to 50 days | Cash advance rate15.49% | Our award-winning Low Rate Visa Credit Card features one of the lowest ongoing purchase rates in the market. And with up to 50 days interest free and a low annual fee, it all adds up to great value. | |||
 | Purchase rate8.74% | Annual fee$0 | Interest-free days— | Cash advance rate8.74% | Low Rate Credit Card | |||
 | Purchase rate9.74% | Annual fee$50 | Interest-free daysUp to 55 days | Cash advance rate9.74% | ||||
 | Purchase rate9.90% | Annual fee$0 | Interest-free daysUp to 45 days | Cash advance rate— | Features: Rewards | Our Lite credit card has 0% foreign transaction fee, a lower purchase rate and lower monthly fee - designed for all things international. | ||
 | Purchase rate9.95% | Annual fee$49 | Interest-free daysUp to 55 days | Cash advance rate9.95% | Low rate, low fee, personal credit card | |||
 | Purchase rate9.99% | Annual fee$50 | Interest-free daysUp to 55 days | Cash advance rate9.99% | A low rate credit card with up to 55 days interest free on purchases. Half the annual fee goes to National Seniors Australia to help with their work on advocacy and financial literacy | |||
| Purchase rate9.99% | Annual fee$50 | Interest-free daysUp to 55 days | Cash advance rate9.99% | A low rate credit card with the same low rate on cash advances and up to 55 days interest free on purchases. Choose pink and half the annual fee is donated to the McGrath Foundation each year | |||
 | Purchase rate9.99% | Annual fee$39 | Interest-free days— | Cash advance rate9.99% | A Bank of us Visa Credit Card gives you all the features you'd expect from a credit card accepted at more than 24 million outlets worldwide. With card limits from as little of $500, you'll get the ext | |||
 | Purchase rate10.24% | Annual fee$0 | Interest-free daysUp to 55 days | Cash advance rate10.24% | ||||
| Purchase rate10.24% | Annual fee$0 | Interest-free daysUp to 55 days | Cash advance rate10.24% | ||||
 | Purchase rate10.49% | Annual fee$48 | Interest-free days— | Cash advance rate17.99% | Low Rate Visa Credit Card | |||
 | Purchase rate10.76% | Annual fee$30 | Interest-free daysUp to 55 days | Cash advance rate10.76% | A Low Rate and low Annual Fee Credit card | |||
 | Purchase rate10.76% | Annual fee$30 | Interest-free daysUp to 55 days | Cash advance rate10.76% | A Low Rate VISA Credit Card with a low annual fee and up to 55 days interest free period on purchases. | |||
| Purchase rate10.76% | Annual fee$30 | Interest-free daysUp to 55 days | Cash advance rate10.76% | Students onlyIntro 0% for 3 months | This product is suitable for members who are an active student at the Tasmania Rokeby Academy, or at session 2 of the NSW Goulburn Academy, or have graduated from either Academy within the last 6… | ||
 | Purchase rate10.99% | Annual fee$0 | Interest-free daysUp to 55 days | Cash advance rate— | Save with no annual Card fee and our lowest interest rate on purchases. | |||
 | Purchase rate11.49% | Annual fee$0 | Interest-free days— | Cash advance rate11.49% | Intro 0% for 6 months | Our Workplace Benefits Credit Card includes no annual fee, a 0% pa introductory rate for the first six months on purchases, balance transfers and cash advances as well as a low ongoing interest rate… | ||
 | Purchase rate11.49% | Annual fee$99 | Interest-free daysUp to 55 days | Cash advance rate19.59% | ||||
 | Purchase rate11.95% | Annual fee$45 | Interest-free daysUp to 52 days | Cash advance rate14.80% | Our Classic Credit Card offers a competitive rate, up to 52 days interest free, and is protected by Visa's Zero Liability policy. | |||
Important information
Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability.
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Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
We do not compare every credit cards available in Australia, and this table does not compare every feature that may be relevant to you. Changing the filters will surface further relevant products. See how we sort and rank products and how we make money.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.
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Guides
- Credit Cards Guide How credit card interest works Interest-free days are the most misunderstood feature in Australian banking. They are not a grace period on every purchase, they are a reward for clearing the balance in full, and the month you do not, the rules change entirely.
- Credit Cards Guide Balance transfer credit cards explained A balance transfer can stop interest dead while you repay, or it can move a debt sideways and cost you more. The difference comes down to three numbers and one habit.
The Numbers Behind These Rates
Where this market sits today, and the official figures behind it.
- Market averages Credit Card Market Averages Today's average credit card rate, by segment, and how it has moved since the last reading. Taken from every product in the feed, not a survey.
- Statistics Australian Credit Card Statistics: Rates, Fees and Debt Australians hold around 14.4 million personal credit cards and carry roughly $18.9 billion of debt that is actually accruing interest. Here is what that debt costs, live from the cards we compare.
- Rate Tracker Every Market, One Page The daily average across home loans, savings, term deposits, credit cards and personal and car loans, measured against the RBA cash rate.