Statistics

Australian Finance and Energy Statistics

The numbers behind Australia’s home loan, savings, term deposit, credit card, personal and car loan and energy markets, in plain English. The live tiles refresh daily from the products we compare; the rest draw on the latest ABS, RBA and AER figures, with each source shown.

Today’s market, live

Updated 19 Oct 2026 from official data
Lowest home loan rate: 5.84% (5.90% comparison rate). Summerland Bank, ECO Home Loan. Live figure from CompareThat product data, as at 19 Oct 2026.
Compare Home LoansHighest savings rate: 6.25%. Revolut, Revolut Instant Access Savings. Live figure from CompareThat product data, as at 19 Oct 2026.Compare Savings AccountsHighest term deposit rate: 5.60%. Judo Bank, Personal Term Deposits. Live figure from CompareThat product data, as at 19 Oct 2026.Compare Term DepositsLowest card purchase rate: 7.49%. Unity Bank, Low Rate Visa Credit Card. Live figure from CompareThat product data, as at 19 Oct 2026.Compare Credit CardsLowest personal loan rate: 5.55% (5.55% comparison rate). Unity Bank, Green Upgrades Loan (with mortgage). Live figure from CompareThat product data, as at 19 Oct 2026.
Compare Personal LoansLowest car loan rate: 5.74% to 12.99% (7.16% to 14.34% comparison rate). Westpac, Car Loan. Live figure from CompareThat product data, as at 19 Oct 2026.
Compare Car LoansCheapest electricity plan: $864/yr. Amber, at 4,000 kWh. Live figure from CompareThat product data, as at 17 Oct 2026.Compare Energy plans

Comparison rate warning

*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

*Warning: the comparison rates shown for personal loans and car loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Explore the Statistics

Want the daily reading instead?

The figures on these pages are the headline ones, published by the ABS, the RBA and the AER and updated when they are. The Rate Tracker is the other half: a daily average taken across every product in the feed, with its own archive going back to April 2026, so you can see what a market is doing this week rather than last quarter.

Explore the Rate Tracker

Not sure what a term means?

Every term used across these pages, from comparison rate and LVR to bonus rates, balloon payments and supply charges, is defined in plain English in our jargon guide.

Read Finance Jargon, Explained

This page is general information only and does not take your personal circumstances into account. It is not personal advice or credit advice, and CompareThat is not a credit provider. Live figures are drawn from the products we compare; authored figures cite their source and date.