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Today's featured Credit Cards
Lowest purchase rate for your filters
A new way to pay with no interest, a low maximum credit limit and a simple monthly fee based on your limit.
Lowest purchase rate for your filters
CommBank's simplest credit card yet with no interest and no late fees. Just a simple monthly fee.
Comparing 157 products
10 membership-required and 47 business products hidden from this list.
| Product | Annual fee | Interest-free days | Cash advance rate | Actions | ||||
|---|---|---|---|---|---|---|---|---|
 | Purchase rate23.98% | Annual fee$175 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Earn Velocity Points directly into your Velocity Frequent Flyer account and enjoy Platinum credit card benefits. | ||
| Purchase rate23.98% | Annual fee$175 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Earn Qantas Points directly to your Qantas Frequent Flyer account and enjoy Platinum credit card benefits. | ||
 | Purchase rate23.98% | Annual fee$175 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Our mid-tier credit card that lets you earn Amplify points | ||
| Purchase rate23.98% | Annual fee$175 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Our mid-tier credit card for Qantas point lovers | ||
 | Purchase rate23.98% | Annual fee$175 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Our mid-tier credit card that lets you earn Amplify points | ||
| Purchase rate23.98% | Annual fee$295 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Our top-tier credit card that lets you earn Amplify points | ||
| Purchase rate23.98% | Annual fee$295 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Our top-tier credit card that lets you earn Amplify points | ||
| Purchase rate23.98% | Annual fee$175 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Our mid-tier credit card for Qantas point lovers | ||
 | Purchase rate23.98% | Annual fee$175 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Our mid-tier credit card for Qantas point lovers | ||
| Purchase rate23.98% | Annual fee$295 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Our top-tier credit card for Qantas point lovers | ||
| Purchase rate23.98% | Annual fee$175 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Our mid-tier credit card that lets you earn Amplify points | ||
| Purchase rate23.98% | Annual fee$295 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Our top-tier credit card that lets you earn Amplify points | ||
| Purchase rate23.98% | Annual fee$295 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Our top-tier credit card for Qantas point lovers | ||
| Purchase rate23.98% | Annual fee$295 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Our top-tier credit card for Qantas point lovers | ||
 | Purchase rate23.99% | Annual fee$440 | Interest-free daysUp to 55 days | Cash advance rate— | Features: Rewards | The American Express Velocity Platinum Card has a suite of airline benefits including a complimentary domestic return flight on VA each year, travel insurance and earn Velocity Points with every… | ||
| Purchase rate23.99% | Annual fee$450 | Interest-free daysUp to 44 days | Cash advance rate— | Features: Rewards | The Qantas American Express Ultimate Card comes with excellent benefits. Receive a Qantas Travel Credit every year, enjoy airport lounge access, complimentary travel insurance and earn Qantas Points… | ||
| Purchase rate23.99% | Annual fee$249 | Interest-free daysUp to 44 days | Cash advance rate— | Features: Rewards | The Qantas American Express Premium Card comes with excellent benefits. Enjoy airport lounge access, complimentary Qantas Wine Premium Membership, complimentary travel insurance and earn Qantas… | ||
| Purchase rate23.99% | Annual fee$95 | Interest-free daysUp to 55 days | Cash advance rate— | Features: Rewards | The American Express Velocity Escape Plus Card offers Velocity Points for every dollar spent. | ||
| Purchase rate23.99% | Annual fee$395 | Interest-free daysUp to 55 days | Cash advance rate— | Features: Rewards | Turn everyday spend into extraordinary adventures with your new travel companion. | ||
| Purchase rate23.99% | Annual fee$0 | Interest-free daysUp to 44 days | Cash advance rate— | Features: Rewards | The Qantas American Express Discovery Card has no annual fee and offers Qantas Points for every dollar spent. | ||
Important information
Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability.
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Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
We do not compare every credit cards available in Australia, and this table does not compare every feature that may be relevant to you. Changing the filters will surface further relevant products. See how we sort and rank products and how we make money.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.
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Guides
- Credit Cards Guide How credit card interest works Interest-free days are the most misunderstood feature in Australian banking. They are not a grace period on every purchase, they are a reward for clearing the balance in full, and the month you do not, the rules change entirely.
- Credit Cards Guide Balance transfer credit cards explained A balance transfer can stop interest dead while you repay, or it can move a debt sideways and cost you more. The difference comes down to three numbers and one habit.
The Numbers Behind These Rates
Where this market sits today, and the official figures behind it.
- Market averages Credit Card Market Averages Today's average credit card rate, by segment, and how it has moved since the last reading. Taken from every product in the feed, not a survey.
- Statistics Australian Credit Card Statistics: Rates, Fees and Debt Australians hold around 14.4 million personal credit cards and carry roughly $18.9 billion of debt that is actually accruing interest. Here is what that debt costs, live from the cards we compare.
- Rate Tracker Every Market, One Page The daily average across home loans, savings, term deposits, credit cards and personal and car loans, measured against the RBA cash rate.