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Today's featured Credit Cards
Lowest purchase rate for your filters
A new way to pay with no interest, a low maximum credit limit and a simple monthly fee based on your limit.
Lowest purchase rate for your filters
CommBank's simplest credit card yet with no interest and no late fees. Just a simple monthly fee.
Comparing 157 products
10 membership-required and 47 business products hidden from this list.
| Product | Annual fee | Interest-free days | Cash advance rate | Actions | ||||
|---|---|---|---|---|---|---|---|---|
 | Purchase rate19.99% | Annual fee$100 | Interest-free daysUp to 50 days | Cash advance rate— | Features: Rewards | The Bank of China Great Wall International Credit Card (Credit Card) can be used for making purchases and at any ATM in Australia and overseas displaying a MasterCard logo or for cash withdrawals at… | ||
| Purchase rate19.99% | Annual fee$20 | Interest-free daysUp to 50 days | Cash advance rate— | Students only | The Bank of China Great Wall International Credit Card (Credit Card) can be used for making purchases and at any ATM in Australia and overseas displaying a MasterCard logo or for cash withdrawals at… | ||
 | Purchase rate20.24% | Annual fee$189 | Interest-free daysUp to 55 days | Cash advance rate20.24% | Features: Rewards | Be rewarded for your spending with Qantas Points. Great for those who pay their card in full each month and are a Qantas Frequent Flyer member. | ||
 | Purchase rate20.70% | Annual fee$149 | Interest-free daysUp to 55 days | Cash advance rate20.70% | Features: Rewards | The Macquarie Platinum Rewards Credit Card is designed for customers who are willing to consider incurring (and are in a financial position to pay) a higher annual fee and/or interest rates in order… | ||
| Purchase rate20.70% | Annual fee$249 | Interest-free daysUp to 55 days | Cash advance rate20.70% | Features: Rewards | The Macquarie Black Rewards Credit Card is designed for customers who are willing to consider incurring (and are in a financial position to pay) a higher annual fee and/or interest rates in order to… | ||
| Purchase rate20.99% | Annual fee$149 | Interest-free daysUp to 44 days | Cash advance rate21.99% | Features: Rewards | Enjoy new lifestyle and travel benefits with the Ultimate credit card, designed to help you get more value. Plus, enjoy a new points experience if you're eligible for CommBank Yello. | ||
| Purchase rate20.99% | Annual fee$0 | Interest-free daysUp to 55 days | Cash advance rate21.99% | Enjoy the flexibility and convenience of a credit card with a low monthly fee. | |||
| Purchase rate20.99% | Annual fee$0 | Interest-free daysUp to 44 days | Cash advance rate21.99% | Features: Rewards | Enjoy new lifestyle and travel benefits with the Smart credit card, designed to help you get more value. Plus, enjoy a new points experience if you're eligible for CommBank Yello. | ||
 | Purchase rate20.99% | Annual fee$30 | Interest-free daysUp to 55 days | Cash advance rate21.99% | Features: Rewards | A simple credit card with no annual card fee ($5k p.a. minimum spend applies) and up to 55 days interest?free on purchases. | ||
 | Purchase rate20.99% | Annual fee$0 | Interest-free daysUp to 44 days | Cash advance rate23.99% | Features: Rewards | A Revolut credit card with interest-free periods on purchases and variable interest rates. Features and fees vary depending on your plan. See our website for details. | ||
 | Purchase rate20.99% | Annual fee$1,200 | Interest-free daysUp to 44 days | Cash advance rate21.99% | Features: Rewards | The Product is a rewards credit card that provides individuals with a line of credit facility, the ability to earn Qantas Frequent Flyer Points (Qantas Points) and access to ancillary Qantas benefits… | ||
| Purchase rate20.99% | Annual fee$99 | Interest-free daysUp to 44 days | Cash advance rate21.99% | Features: Rewards | The Product is a low annual fee rewards credit card that provides Individuals with a line of credit facility, the ability to earn Qantas Frequent Flyer Points (Qantas Points) and access to… | ||
| Purchase rate20.99% | Annual fee$399 | Interest-free daysUp to 44 days | Cash advance rate21.99% | Features: Rewards | The Product is a rewards credit card that provides individuals with a line of credit facility, the ability to earn Qantas Frequent Flyer Points (Qantas Points) and access to ancillary Qantas benefits… | ||
 | Purchase rate21.99% | Annual fee$89 | Interest-free daysUp to 44 days | Cash advance rate21.99% | Intro 0% for 6 months on balance transfersFeatures: Rewards | Our Blue Visa Credit Card rewards you when you buy - earning you 1 Q Rewards® credit card point for every dollar of eligible spend, which you can put towards just about anything. | ||
 | Purchase rate21.99% | Annual fee$169 | Interest-free daysUp to 44 days | Cash advance rate21.99% | Intro 0% for 24 months on balance transfersFeatures: Rewards | Our highest Virgin Money Points earning credit card. Earn Virgin Money Points for every $1 you spend on the card, with no limit to the points you can rack up. | ||
| Purchase rate21.99% | Annual fee$149 | Interest-free daysUp to 44 days | Cash advance rate21.99% | Intro 0% for 12 months on balance transfersFeatures: Rewards | Everything you need, with all of the platinum credit card benefits – earn Q Reward® points for every dollar spent on eligible transactions, purchase protection insurance, international and domestic… | ||
| Purchase rate21.99% | Annual fee$169 | Interest-free daysUp to 44 days | Cash advance rate21.99% | Intro 0% for 24 months on balance transfersFeatures: Rewards | Go places faster with our award-winning Virgin Australia Velocity Flyer credit card. Turn your everyday spend into flights, accommodation and more. The sky's the limit. | ||
| Purchase rate21.99% | Annual fee$349 | Interest-free daysUp to 44 days | Cash advance rate21.99% | Intro 0% for 12 months on balance transfersFeatures: Rewards | If you love to travel, the Virgin Australia Velocity High Flyer Card is for you. Earn Velocity Points on your everyday spend, plus enjoy exclusive flight benefits and a range of complimentary… | ||
 | Purchase rate21.99% | Annual fee$99 | Interest-free daysUp to 44 days | Cash advance rate21.99% | Features: Rewards | The Product is rewards credit card that provides individuals with a line of credit facility, the ability to earn Fluybuys Points and access to complimentary Mobile Phone insurance. | ||
| Purchase rate21.99% | Annual fee$0 | Interest-free daysUp to 44 days | Cash advance rate21.99% | Features: Rewards | The Product is a no annual fee credit card that provides individuals with a line of credit facility and the ability to earn fluybuys point without paying an annual fee. | ||
Important information
Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability.
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Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
We do not compare every credit cards available in Australia, and this table does not compare every feature that may be relevant to you. Changing the filters will surface further relevant products. See how we sort and rank products and how we make money.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.
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Guides
- Credit Cards Guide How credit card interest works Interest-free days are the most misunderstood feature in Australian banking. They are not a grace period on every purchase, they are a reward for clearing the balance in full, and the month you do not, the rules change entirely.
- Credit Cards Guide Balance transfer credit cards explained A balance transfer can stop interest dead while you repay, or it can move a debt sideways and cost you more. The difference comes down to three numbers and one habit.
The Numbers Behind These Rates
Where this market sits today, and the official figures behind it.
- Market averages Credit Card Market Averages Today's average credit card rate, by segment, and how it has moved since the last reading. Taken from every product in the feed, not a survey.
- Statistics Australian Credit Card Statistics: Rates, Fees and Debt Australians hold around 14.4 million personal credit cards and carry roughly $18.9 billion of debt that is actually accruing interest. Here is what that debt costs, live from the cards we compare.
- Rate Tracker Every Market, One Page The daily average across home loans, savings, term deposits, credit cards and personal and car loans, measured against the RBA cash rate.