Business Banking
For business use. These products are for business purposes. If you are borrowing or saving for yourself, or for an investment property you own personally, compare Home Loans, Savings Accounts and other personal products instead.
Compare Business Products
Accounts & Cards
Business Transaction Accounts
Everyday and trust accounts for businesses, compared on monthly fee, transaction fees and interest.
Business Term Deposits
Term deposits for businesses, compared on interest rate, term and how interest is paid.
Business Savings Accounts
Savings accounts for businesses, compared on interest rate, conditions and fees.
Business Credit Cards
Credit and charge cards for businesses, compared on annual fee and, where the card has them, purchase rate and interest-free days.
Business Loans
All Business Loans
Business loans, overdrafts and asset finance, compared on interest rate, establishment fee and ongoing fee.
Business Term Loans
Loans of a set amount repaid over a set term, secured or unsecured, compared on interest rate and fees.
Fixed Rate Business Loans
Term, commercial property and unsecured business loans on a fixed rate, compared on that rate and fees.
Variable Rate Business Loans
Term, commercial property and unsecured business loans on a variable rate, compared on that rate and fees.
Commercial Property Loans
Loans secured against offices, shops, warehouses and other business premises, compared on interest rate and fees.
Equipment Finance
Finance for vehicles, machinery and other business assets, compared on interest rate and fees.
Business Overdrafts
Overdraft limits on business accounts, compared on interest rate and facility fees.
SMSF Loans
Loans to self-managed super funds, listed with the interest rate and main fees each lender publishes.
Business Banking Guides
Business transaction accounts explained
The cheapest business account depends on how a business takes and makes payments. Here is how account fees are structured, the features that matter once more than one person handles the money, and how regulated trust accounts differ.
Equipment finance and leasing explained
Vehicles and equipment are usually financed against the asset itself. The structure chosen decides who owns it, how GST is claimed, and what is owed at the end of the term.
How business banking differs from personal banking
A business asks its bank for the same three things a household does: somewhere to move money, somewhere to hold surplus cash and a way to borrow. Here is how the business accounts, deposits, cards, loans and leases Australian banks publish differ from the personal versions, and the rules that apply to each.
Business credit cards and charge cards explained
A business credit card lets a balance be carried from month to month, and a charge card is built to be paid in full each statement period. That one difference decides how each card is limited, what it costs when a payment is late, and which businesses each one suits.
Business loans and overdrafts explained
Business lending runs from a $10,000 overdraft to a multi-million dollar commercial property facility, priced on security, documentation and the relationship. Here is how each structure works and what it costs.
Important information
Each comparison in this section shows products selected for relevance to its table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability. See how we sort and rank products and how we make money.
Visit Site on a product takes you to the provider’s own website. Any application is made with the provider, on its terms.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s terms and conditions or credit contract terms, and any Target Market Determination or key facts document it publishes, before deciding. CompareThat compares products. We do not arrange, approve or process applications.
The figures here come from the rates, fees and features each provider publishes under the Consumer Data Right. A provider may not publish every fee, charge or condition that applies, and its own documents set out the full terms.