Westpac Credit Cards
Compare 9 Westpac credit cards alongside the rest of the market, with the Westpac filter already applied. Purchase rates from 9.90% p.a.
Comparing 9 products
4 business products hidden from this list.
| Product | Annual fee | Interest-free days | Cash advance rate | Actions | ||||
|---|---|---|---|---|---|---|---|---|
 | Purchase rate9.90% | Annual fee$0 | Interest-free daysUp to 45 days | Cash advance rate— | Features: Rewards | Our Lite credit card has 0% foreign transaction fee, a lower purchase rate and lower monthly fee - designed for all things international. | ||
| Purchase rate13.74% | Annual fee$0 | Interest-free daysUp to 55 days | Cash advance rate21.99% | Intro 0% for 20 months on balance transfersFeatures: Rewards | Our Low Rate Card provides a lower interest rate on purchases, plus a lower monthly card fee to help reduce your credit card costs. | ||
| Purchase rate20.99% | Annual fee$30 | Interest-free daysUp to 55 days | Cash advance rate21.99% | Features: Rewards | A simple credit card with no annual card fee ($5k p.a. minimum spend applies) and up to 55 days interest?free on purchases. | ||
| Purchase rate23.98% | Annual fee$295 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Our premier Qantas credit card gets you a high Qantas Points earn rate as well as complimentary airport lounge access, insurances and concierge. | ||
| Purchase rate23.98% | Annual fee$295 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Our premium Altitude Rewards credit card gets you our highest Points earn rate, flexibility in how you redeem with Pay with Points, complimentary airport lounge access, insurances and more. | ||
| Purchase rate23.98% | Annual fee$175 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Enjoy Platinum Card benefits and the flexibility of Altitude Rewards. Choose from gift cards, merchandise or our unique 'Pay with Points' feature. | ||
| Purchase rate23.98% | Annual fee$295 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Our premier Velocity credit card gets you our highest Velocity Points earn rate as well as complimentary airport lounge access, seat upgrades, insurances and concierge. | ||
| Purchase rate23.98% | Annual fee$175 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Earn Velocity Points directly into your Velocity Frequent Flyer account and enjoy Platinum credit card benefits. | ||
| Purchase rate23.98% | Annual fee$175 | Interest-free daysUp to 45 days | Cash advance rate23.99% | Features: Rewards | Earn Qantas Points directly to your Qantas Frequent Flyer account and enjoy Platinum credit card benefits. | ||
Showing 1 to 9 of 9
Important information
Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability.
Find out moreShow less
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
We do not compare every credit cards available in Australia, and this table does not compare every feature that may be relevant to you. Changing the filters will surface further relevant products. See how we sort and rank products and how we make money.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.
Browse all credit card issuers
Guides
- Credit Cards Guide How credit card interest works Interest-free days are the most misunderstood feature in Australian banking. They are not a grace period on every purchase, they are a reward for clearing the balance in full, and the month you do not, the rules change entirely.
- Credit Cards Guide Balance transfer credit cards explained A balance transfer can stop interest dead while you repay, or it can move a debt sideways and cost you more. The difference comes down to three numbers and one habit.
The Numbers Behind These Rates
Where this market sits today, and the official figures behind it.
- Market averages Credit Card Market Averages Today's average credit card rate, by segment, and how it has moved since the last reading. Taken from every product in the feed, not a survey.
- Statistics Australian Credit Card Statistics: Rates, Fees and Debt Australians hold around 14.4 million personal credit cards and carry roughly $18.9 billion of debt that is actually accruing interest. Here is what that debt costs, live from the cards we compare.
- Rate Tracker Every Market, One Page The daily average across home loans, savings, term deposits, credit cards and personal and car loans, measured against the RBA cash rate.