Commonwealth Bank Credit Cards

Compare 10 Commonwealth Bank credit cards alongside the rest of the market, with the Commonwealth Bank filter already applied. Purchase rates from 0.00% p.a. No-interest cards like this one charge a fixed monthly fee in place of interest, so the rate on its own does not tell you the cost.

Rates checked against every provider’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
Written by Joshua PevyReviewed by Jordan PearceLast updated 19 Oct 2026How We Rank This PageEditorial StandardsOur Writers

Comparing 10 products

6 business products hidden from this list.

ProductAnnual feeInterest-free daysCash advance rateActions
Commonwealth BankPurchase rate0.00%Annual fee$0Interest-free days—Cash advance rate0.00%

A new way to pay with no interest, a low maximum credit limit and a simple monthly fee based on your limit.

Commonwealth BankPurchase rate0.00%Annual fee$0Interest-free days—Cash advance rate—

CommBank's simplest credit card yet with no interest and no late fees. Just a simple monthly fee.

Commonwealth BankPurchase rate13.99%Annual fee$0Interest-free daysUp to 55 daysCash advance rate21.99%

With a low interest rate on purchases, our Low Rate credit card makes it easier to pay off purchases over time.

Commonwealth BankPurchase rate14.55%Annual fee$0Interest-free days—Cash advance rate14.55%

Ideal for small business owners looking for a line of credit with a competitive interest rate and no annual fee. Note, this product does not include an interest free day period.

Commonwealth BankPurchase rate17.57%Annual fee$60Interest-free daysUp to 55 daysCash advance rate17.57%

Designed for those looking for a card with a competitive interest-free period to help with business cash flow.

Commonwealth BankPurchase rate20.99%Annual fee$149Interest-free daysUp to 44 daysCash advance rate21.99%Features: Rewards

Enjoy new lifestyle and travel benefits with the Ultimate credit card, designed to help you get more value. Plus, enjoy a new points experience if you're eligible for CommBank Yello.

Commonwealth BankPurchase rate20.99%Annual fee$0Interest-free daysUp to 55 daysCash advance rate21.99%

Enjoy the flexibility and convenience of a credit card with a low monthly fee.

Commonwealth BankPurchase rate20.99%Annual fee$0Interest-free daysUp to 44 daysCash advance rate21.99%Features: Rewards

Enjoy new lifestyle and travel benefits with the Smart credit card, designed to help you get more value. Plus, enjoy a new points experience if you're eligible for CommBank Yello.

Commonwealth BankPurchase rate—Annual fee$0Interest-free days—Cash advance rate—

Virtual Cards offer solutions for streamlining business expenditure, which provides large businesses the ability to take advantage of extended payment terms, transaction level payment security, and…

Commonwealth BankPurchase rate—Annual fee$0Interest-free daysUp to 44 daysCash advance rate—Features: Rewards

For customers who want a lower monthly fee and credit limit but still like to earn Awards points.

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Important information

Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability.

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Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.

We do not compare every credit cards available in Australia, and this table does not compare every feature that may be relevant to you. Changing the filters will surface further relevant products. See how we sort and rank products and how we make money.

This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.

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The Numbers Behind These Rates

Where this market sits today, and the official figures behind it.