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Today's featured Credit Cards
Lowest purchase rate for your filters
A new way to pay with no interest, a low maximum credit limit and a simple monthly fee based on your limit.
Lowest purchase rate for your filters
CommBank's simplest credit card yet with no interest and no late fees. Just a simple monthly fee.
Comparing 157 products
10 membership-required and 47 business products hidden from this list.
| Product | Annual fee | Interest-free days | Cash advance rate | Actions | ||||
|---|---|---|---|---|---|---|---|---|
 | Purchase rate13.74% | Annual fee$0 | Interest-free daysUp to 55 days | Cash advance rate21.99% | Intro 0% for 20 months on balance transfersFeatures: Rewards | Our Low Rate Card provides a lower interest rate on purchases, plus a lower monthly card fee to help reduce your credit card costs. | ||
 | Purchase rate13.74% | Annual fee$58 | Interest-free daysUp to 55 days | Cash advance rate23.49% | A credit card with a low ongoing interest rate for your everyday purchases | |||
 | Purchase rate13.95% | Annual fee$0 | Interest-free daysUp to 44 days | Cash advance rate13.95% | Intro 4.96% for 6 months | A basic credit card for everyday banking | ||
| Purchase rate13.99% | Annual fee$0 | Interest-free daysUp to 55 days | Cash advance rate21.99% | With a low interest rate on purchases, our Low Rate credit card makes it easier to pay off purchases over time. | |||
 | Purchase rate13.99% | Annual fee$0 | Interest-free daysUp to 55 days | Cash advance rate21.99% | Intro 0% for 20 months on balance transfersFeatures: Rewards | An everyday card with a low rate on purchases, and a low monthly card fee. | ||
 | Purchase rate13.99% | Annual fee$0 | Interest-free daysUp to 55 days | Cash advance rate21.99% | Intro 0% for 20 months on balance transfersFeatures: Rewards | An everyday card with a low rate on purchases, and a low monthly card fee. | ||
 | Purchase rate13.99% | Annual fee$0 | Interest-free daysUp to 55 days | Cash advance rate21.99% | Intro 0% for 20 months on balance transfersFeatures: Rewards | An everyday card with a low rate on purchases, and a low monthly card fee. | ||
| Purchase rate13.99% | Annual fee$0 | Interest-free daysUp to 55 days | Cash advance rate21.99% | Intro 0% for 20 months on balance transfersFeatures: Rewards | An everyday card with a low rate on purchases, and a low monthly card fee. | ||
 | Purchase rate13.99% | Annual fee$69 | Interest-free daysUp to 55 days | Cash advance rate29.99% | Features: Rewards | Latitude Low Rate Mastercard with a low purchase rate of 13.99% p.a., up to 55 days interest free on general purchases, and access to Latitude Rewards discounts and offers. | ||
 | Purchase rate13.99% | Annual fee$99 | Interest-free daysUp to 55 days | Cash advance rate22.99% | Intro 0% for 24 months on balance transfers | A simple low interest rate credit card with your choice of offers: get a promotional balance transfer or select our cash back offer | ||
 | Purchase rate13.99% | Annual fee$65 | Interest-free daysUp to 55 days | Cash advance rate21.99% | Intro 0% for 24 months on balance transfers | If paying down your balance each month is keeping you up, our Low Rate Visa Credit Card can help you keep costs down. | ||
 | Purchase rate14.00% | Annual fee$40 | Interest-free days— | Cash advance rate14.00% | Use your credit card for shopping, online purchasing, travelling overseas or even to consolidate other credit or store card debt. | |||
 | Purchase rate14.24% | Annual fee$0 | Interest-free days— | Cash advance rate14.24% | Interest free day Credit Card | |||
| Purchase rate14.55% | Annual fee$0 | Interest-free days— | Cash advance rate14.55% | Ideal for small business owners looking for a line of credit with a competitive interest rate and no annual fee. Note, this product does not include an interest free day period. | |||
 | Purchase rate14.69% | Annual fee$40 | Interest-free daysUp to 55 days | Cash advance rate14.69% | Versatile and competitive no frills credit card with low rates, low annual fee and great discounts for home loan borrowers. | |||
 | Purchase rate14.95% | Annual fee$0 | Interest-free daysUp to 55 days | Cash advance rate19.95% | One for the everyday spenders who make good use of their plastic. | |||
 | Purchase rate14.99% | Annual fee$89 | Interest-free daysUp to 55 days | Cash advance rate14.99% | Our Visa My Rewards Credit Card comes with a competitive low interest rate, rewards program, low annual fee and up to 55 days interest free on purchases and BPAY if you pay your card in full by the… | |||
| Purchase rate14.99% | Annual fee$39 | Interest-free daysUp to 55 days | Cash advance rate14.99% | Our Visa Credit Card comes with a competitive low interest rate, low annual fee and up to 55 days interest free on purchases and BPAY if you pay your card in full by the due date | |||
 | Purchase rate14.99% | Annual fee$270 | Interest-free daysUp to 44 days | Cash advance rate21.99% | Intro 0% for 6 months on balance transfersFeatures: Rewards | A credit card for earning points to redeem for digital vouchers or cashback. | ||
 | Purchase rate14.99% | Annual fee$149 | Interest-free daysUp to 44 days | Cash advance rate22.24% | The Product is a low interest rate credit card that provides individuals with a line of credit facility that has a low rate. | |||
Important information
Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability.
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Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
We do not compare every credit cards available in Australia, and this table does not compare every feature that may be relevant to you. Changing the filters will surface further relevant products. See how we sort and rank products and how we make money.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.
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Guides
- Credit Cards Guide How credit card interest works Interest-free days are the most misunderstood feature in Australian banking. They are not a grace period on every purchase, they are a reward for clearing the balance in full, and the month you do not, the rules change entirely.
- Credit Cards Guide Balance transfer credit cards explained A balance transfer can stop interest dead while you repay, or it can move a debt sideways and cost you more. The difference comes down to three numbers and one habit.
The Numbers Behind These Rates
Where this market sits today, and the official figures behind it.
- Market averages Credit Card Market Averages Today's average credit card rate, by segment, and how it has moved since the last reading. Taken from every product in the feed, not a survey.
- Statistics Australian Credit Card Statistics: Rates, Fees and Debt Australians hold around 14.4 million personal credit cards and carry roughly $18.9 billion of debt that is actually accruing interest. Here is what that debt costs, live from the cards we compare.
- Rate Tracker Every Market, One Page The daily average across home loans, savings, term deposits, credit cards and personal and car loans, measured against the RBA cash rate.