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Today's featured Credit Cards
Lowest purchase rate for your filters
A new way to pay with no interest, a low maximum credit limit and a simple monthly fee based on your limit.
Lowest purchase rate for your filters
CommBank's simplest credit card yet with no interest and no late fees. Just a simple monthly fee.
Comparing 157 products
10 membership-required and 47 business products hidden from this list.
| Product | Annual fee | Interest-free days | Cash advance rate | Actions | ||||
|---|---|---|---|---|---|---|---|---|
 | Purchase rate11.95% | Annual fee$0 | Interest-free daysUp to 55 days | Cash advance rate19.95% | Our most popular card: no mess, no fuss, and no nasty surprises. | |||
 | Purchase rate11.99% | Annual fee$49 | Interest-free daysUp to 55 days | Cash advance rate19.99% | With a low annual fee and a low ongoing interest rate for purchases, the Low Rate Visa Credit Card is the only credit card you'll ever need. Plus, with our competitive 12-month balance transfer rate… | |||
 | Purchase rate11.99% | Annual fee$59 | Interest-free daysUp to 55 days | Cash advance rate19.99% | All the security and convenience you’d expect, a low annual fee and one of the lowest interest rates around make our Bendigo Bright Credit Card the ideal card for your every day purchases. You will… | |||
 | Purchase rate11.99% | Annual fee$49 | Interest-free daysUp to 45 days | Cash advance rate19.99% | If you're looking for a low-cost credit card the Visa Classic Credit Card could be the right fit. With a minimum credit limit of $1,000, it's a great option for first time credit card holders, or if… | |||
| Purchase rate11.99% | Annual fee$99 | Interest-free daysUp to 45 days | Cash advance rate19.99% | P&N Bank's Visa Platinum Credit Card offers flexible access to credit, up to 45 days interest free on purchases and other lifestyle features and benefits including insurance. | |||
 | Purchase rate11.99% | Annual fee$59 | Interest-free days— | Cash advance rate11.99% | Our Visa Credit Card offers 6 months of 0% pa on balance transfers. Afterwards you’ll still enjoy a low ongoing interest rate, with the same low rate applying for all purchases and cash advances… | |||
 | Purchase rate11.99% | Annual fee$0 | Interest-free daysUp to 55 days | Cash advance rate21.74% | A VISA credit card with a low rate and a low monthly fee. | |||
 | Purchase rate12.34% | Annual fee$0 | Interest-free days— | Cash advance rate12.34% | Intro 4.99% for 5 months on purchases and balance transfers, then 12.34% | If you're after a low rate with no annual fee, the Lifestyle Credit Card may be the everyday credit card for you. | ||
 | Purchase rate12.49% | Annual fee$59 | Interest-free daysUp to 62 days | Cash advance rate12.49% | Intro 0% for 12 months on balance transfers | Enjoy the benefits of our Low Rate Credit Card and receive up to 62 days interest free days on purchases or take advantage of our balance transfer offer. | ||
 | Purchase rate12.49% | Annual fee$49 | Interest-free daysUp to 55 days | Cash advance rate12.49% | A low interest rate credit card. | |||
 | Purchase rate12.54% | Annual fee$0 | Interest-free daysUp to 55 days | Cash advance rate12.54% | ||||
 | Purchase rate12.95% | Annual fee$0 | Interest-free daysUp to 2 days | Cash advance rate12.95% | Intro 2.99% for 6 months on purchases and balance transfers, then 12.95% | The People's Choice Credit Union Visa Credit card offers you the flexibility of more interest free days than most other cards. You can use it for anything from day to day purchases to paying bills or… | ||
 | Purchase rate12.95% | Annual fee$0 | Interest-free days— | Cash advance rate12.95% | Intro 7.96% for 5 months | |||
 | Purchase rate12.99% | Annual fee$59 | Interest-free daysUp to 55 days | Cash advance rate21.99% | Intro 0% for 24 months on balance transfers | A credit card with our lowest ongoing rate. | ||
 | Purchase rate12.99% | Annual fee$48 | Interest-free daysUp to 45 days | Cash advance rate12.99% | The credit card that gives you a low interest rate plus no ING international transaction fees when you shop overseas or online. | |||
 | Purchase rate12.99% | Annual fee$99 | Interest-free daysUp to 55 days | Cash advance rate21.69% | Intro 0% for 24 months on balance transfersFeatures: Rewards | At 12.99% p.a. lower your interest, not your standards. | ||
 | Purchase rate12.99% | Annual fee$0 | Interest-free days— | Cash advance rate12.99% | A lower interest rate to reduce your borrowing costs. Great for those who have a carryover balance each month. | |||
 | Purchase rate13.05% | Annual fee$89 | Interest-free daysUp to 52 days | Cash advance rate14.80% | Get cashback on eligible purchases with a BCU Rewards Credit Card, as well as features such as fraud monitoring and Verified by Visa protection. | |||
 | Purchase rate13.45% | Annual fee$30 | Interest-free days— | Cash advance rate13.45% | ||||
 | Purchase rate13.49% | Annual fee$58 | Interest-free daysUp to 55 days | Cash advance rate20.74% | Features: Rewards | The Product is rewards credit card that provides individuals with a line of credit facility abd the ability to earn Fluybuys Points on their shop purchases at Coles Supermarket. | ||
Important information
Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability.
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Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
We do not compare every credit cards available in Australia, and this table does not compare every feature that may be relevant to you. Changing the filters will surface further relevant products. See how we sort and rank products and how we make money.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.
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Guides
- Credit Cards Guide How credit card interest works Interest-free days are the most misunderstood feature in Australian banking. They are not a grace period on every purchase, they are a reward for clearing the balance in full, and the month you do not, the rules change entirely.
- Credit Cards Guide Balance transfer credit cards explained A balance transfer can stop interest dead while you repay, or it can move a debt sideways and cost you more. The difference comes down to three numbers and one habit.
The Numbers Behind These Rates
Where this market sits today, and the official figures behind it.
- Market averages Credit Card Market Averages Today's average credit card rate, by segment, and how it has moved since the last reading. Taken from every product in the feed, not a survey.
- Statistics Australian Credit Card Statistics: Rates, Fees and Debt Australians hold around 14.4 million personal credit cards and carry roughly $18.9 billion of debt that is actually accruing interest. Here is what that debt costs, live from the cards we compare.
- Rate Tracker Every Market, One Page The daily average across home loans, savings, term deposits, credit cards and personal and car loans, measured against the RBA cash rate.