Bendigo Bank Personal Loans

Compare 6 Bendigo Bank personal loans alongside the rest of the market, with the Bendigo Bank filter already applied. Starting from 6.24% p.a. (6.61% comparison rate*)

Rates checked against every provider’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
Written by Joshua PevyReviewed by Jordan PearceLast updated 19 Oct 2026How We Rank This PageEditorial StandardsOur Writers

Comparing 6 products

Every personal loan here will lend $20,000, so all 6 are shown.

Your situation

Loan term

Borrowing $20,000 over 5 years at the lowest advertised shown:

Monthly repayment from
$389/mo
Total repaid
$23,334
Total interest
$3,334

Estimate only, based on the lowest advertised interest rate shown and assuming equal monthly repayments. Actual repayments depend on your rate, fees and loan terms.

ProductActions
Bendigo BankAdvertised rate6.24%Comparison rate6.61%Monthly repayment$389/moSecuredFixedPrincipal & interestFeatures:

This loan rewards you for your environmentally friendly purchases.

Bendigo BankAdvertised rate8.24%Comparison rate9.27%Monthly repayment$408/moUnsecuredFixedPrincipal & interestFeatures:

A personal loan for a number of purposes not requiring security to be offered. Ideal for solar hot water, grey water treatment systems or energy saving white goods.

Bendigo BankAdvertised rate9.54%Comparison rate10.26%Monthly repayment$420/moSecuredFixedPrincipal & interestFeatures:

A competitive secured personal loan for car, boat or motorcycle.

Bendigo BankAdvertised rate9.54%Comparison rate9.70%Monthly repayment$420/moStudents onlySecuredFixedPrincipal & interestFeatures:

Perfect for higher education students and apprentices looking to buy a new or used car, or refinance an existing one.

Bendigo BankAdvertised rate11.74%Comparison rate11.74%Monthly repayment$442/moStudents onlyUnsecuredFixedPrincipal & interestFeatures:

Students looking at financing their study, buy new textbooks or tools or pay for a hard-earned holiday. Designed for Students, Apprentices and trainees*.

Bendigo BankAdvertised rate14.54%Comparison rate16.64%Monthly repayment$471/moUnsecuredFixedPrincipal & interestFeatures:

A personal loan for a number of purposes not requiring security to be offered

Showing 1 to 6 of 6 rates

Comparison rate warning and base criteria

Base criteria: repayment figures shown in this table are calculated on a loan of $20,000 over 5 years. Repayment estimates use each loan’s advertised interest rate, with the comparison rate shown beside it as a guide to total cost. Where a lender publishes a range of rates, the estimate uses the lowest rate in the range, and the rate you are offered depends on your circumstances. These figures are examples only. They are not a quote, and they may not include all fees and charges.

*Warning: the comparison rate shown is calculated by the lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability.

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Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.

We do not compare every personal loans available in Australia, and this table does not compare every feature that may be relevant to you. Changing the filters will surface further relevant products. See how we sort and rank products and how we make money.

This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.

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The Numbers Behind These Rates

Where this market sits today, and the official figures behind it.