We compare 6 rate options on 1 home loan and 2 savings accounts from Up. Its lowest variable owner-occupied principal and interest rate on home loans is 6.20% p.a. (comparison 6.20% p.a.*), on the Up Home Loan. Up last updated a product in its published data on 12 Oct 2026.
Each link opens Up’s products in that category, shown with the same figures we use for the rest of the market.
Of its 6 rate options, 5 are fixed and 1 variable.
Its variable home loan has had a rate change since the RBA’s 29 Sep 2026 decision.
Advertised rates across its 2 savings accounts run from 2.00% to 3.60% p.a. Of those, 1 pays a bonus rate when conditions are met.
Products Up Saver, Up Essentials Saver
1 of its 2 savings accounts shows no rate change since the RBA’s 29 Sep 2026 decision: Up Essentials Saver.
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.