We compare 104 rate options across 14 home loans and 2 personal loans from Pepper Money. Its lowest variable owner-occupied principal and interest rate on home loans is 6.99% p.a. (comparison 7.17% p.a.*), on the Prime Home Loan - Prime Full Doc. Pepper Money last updated a product in its published data on 8 Oct 2026.
ABN
55 094 317 665
Checked against Pepper Money’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
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Lowest variable rate, owner-occupied, principal & interest6.99% p.a.7.17% p.a. comparison rate*Prime Home Loan - Prime Full Doc
Variable owner-occupied principal and interest rates on 10 of its 14 home loans run from 6.99% to 10.39% p.a., with comparison rates from 7.17% to 10.69% p.a. Of its 104 rate options, 80 are fixed and 24 variable. Its average variable owner-occupied principal and interest rate is 8.42% p.a. (comparison 8.68% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Includes Prime Home Loan - Prime Full Doc, Prime Home Loan - Prime Alt Doc, Non-Conforming Home Loan - Near Prime Clear Full Doc, Non-Conforming Home Loan - Near Prime Clear Alt Doc, Non-Conforming Home Loan - Near Prime Full Doc, Non-Conforming Home Loan - Near Prime Alt Doc, Non-Conforming Home Loan - Specialist Full Doc, Non-Conforming Home Loan - Specialist Alt Doc
All 10 of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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