We compare 16 rate options across 5 home loans, 3 personal loans, 2 savings accounts, 1 term deposit and 5 credit cards from BankSA. Its lowest variable owner-occupied principal and interest rate on home loans is 6.54% p.a. (comparison 6.55% p.a.*), on the Basic Variable Home Loan. BankSA last updated a product in its published data on 16 Oct 2026.
ABN
33 007 457 141
Checked against BankSA’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
Compare BankSA Products
Each link opens BankSA’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest6.54% p.a.6.55% p.a. comparison rate*Basic Variable Home Loan
Variable owner-occupied principal and interest rates on 2 of its 5 home loans run from 6.54% to 6.64% p.a., with comparison rates from 6.55% to 7.01% p.a. Of its 16 rate options, 10 are fixed and 6 variable.*
Products Basic Variable Home Loan, Variable Home Loan with Offset, Fixed Rate Home Loan, Relocation Loan with end, Relocation Loan without end
Both of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
Lowest advertised rate6.49% to 12.99% p.a.7.90% to 14.34% p.a. comparison rate*Secured Fixed Personal Loan
Advertised rates across its 3 personal loans run from 6.49% to 21.99% p.a., with comparison rates from 7.90% to 23.28% p.a. Of those, 2 publish a fixed rate and 1 a variable rate. Its average advertised rate is 6.83% p.a. (comparison 8.24% p.a.), against a market average of 9.39% p.a. (comparison 10.12% p.a.) across 186 personal loans from 72 providers. None of these headline rates has changed in the last 30 days.*
Products Secured Fixed Personal Loan, Unsecured Fixed Personal Loan, Unsecured Variable Personal Loan
Advertised rates across its 2 savings accounts run from 3.90% to 5.39% p.a. Of those, 2 pay a bonus rate when conditions are met and 1 offers an introductory rate.
Products Incentive Saver, Maxi Saver
These figures leave out 1 business savings account. Show them
Both of its savings accounts have had a rate change since the RBA’s 29 Sep 2026 decision.
Purchase rates across its 5 credit cards run from 13.99% to 23.98% p.a. Of those, 1 publishes a balance transfer or introductory rate. Its average purchase rate is 21.98% p.a., against a market average of 17.59% p.a. across 196 credit cards from 59 providers. 4 headline rates have risen in the last 30 days.
These figures leave out 2 business credit cards. Show them
Comparison rate warning
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.