We compare 16 rate options across 3 home loans, 2 personal loans, 2 savings accounts, 2 term deposits and 7 credit cards from ANZ. Its lowest variable owner-occupied principal and interest rate on home loans is 6.64% p.a. (comparison 6.64% p.a.*), on the ANZ Simplicity PLUS. ANZ last updated a product in its published data on 9 Oct 2026.
ABN
11 005 357 522
Checked against ANZ’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
Compare ANZ Products
Each link opens ANZ’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest6.64% p.a.6.64% p.a. comparison rate*ANZ Simplicity PLUS
Variable owner-occupied principal and interest rates on 2 of its 3 home loans run from 6.64% to 7.49% p.a., with comparison rates from 6.64% to 7.49% p.a. Of its 16 rate options, 12 are fixed and 4 variable.*
Products ANZ Simplicity PLUS, ANZ Standard Variable home loan, ANZ Fixed Rate home loan
Both of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
Lowest advertised rate7.49% to 21.99% p.a.8.18% to 22.56% p.a. comparison rate*ANZ Fixed Rate Personal Loan
Advertised rates across its 2 personal loans run from 7.49% to 21.99% p.a., with comparison rates from 8.18% to 22.56% p.a. Of those, 1 publishes a fixed rate and 1 a variable rate. None of these headline rates has changed in the last 30 days.*
Products ANZ Fixed Rate Personal Loan, ANZ Variable Rate Personal Loan
Highest advertised rate5.30% p.a.ANZ Advance Notice Term Deposit
Advertised rates across its 2 term deposits run from 0.15% to 5.30% p.a. Terms run from 7 days to 4 years. One headline rate has risen in the last 30 days.
Products ANZ Advance Notice Term Deposit, ANZ Term Deposit
These figures leave out 1 business term deposit. Show them
Purchase rates across its 7 credit cards run from 13.74% to 22.49% p.a. Of those, 7 publish a balance transfer or introductory rate. Its average purchase rate is 21.24% p.a., against a market average of 17.59% p.a. across 196 credit cards from 59 providers. 5 headline rates have risen in the last 30 days.
These figures leave out 4 business credit cards. Show them
Comparison rate warning
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
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