RACQ Bank Personal Loans
Compare 5 RACQ Bank personal loans alongside the rest of the market, with the RACQ Bank filter already applied. Starting from 8.49% p.a. (8.49% comparison rate*)
Comparing 5 products
Every personal loan here will lend $20,000, so all 5 are shown.
Borrowing $20,000 over 5 years at the lowest advertised shown:
- Monthly repayment from
- $410/mo
- Total repaid
- $24,614
- Total interest
- $4,614
Estimate only, based on the lowest advertised interest rate shown and assuming equal monthly repayments. Actual repayments depend on your rate, fees and loan terms.
| Product | Actions | ||||||
|---|---|---|---|---|---|---|---|
 | Advertised rate8.49% | Comparison rate8.49% | Monthly repayment$410/mo | VariablePrincipal & interest | RACQ Bank wants to give you more freedom when it comes to your personal finances and supporting your sustainable future. Whether it's for solar panels, a home battery, an e-scooter or making your… | ||
| Advertised rate11.49% | Comparison rate11.67% | Monthly repayment$440/mo | UnsecuredVariablePrincipal & interest | RACQ Bank wants to give you more freedom when it comes to your personal finances. It doesn’t matter if it’s a wedding, holiday or even a boat, when it comes to getting more from your personal loan… | ||
| Advertised rate11.49% | Comparison rate11.67% | Monthly repayment$440/mo | UnsecuredVariablePrincipal & interest | RACQ Bank wants to give you more freedom when it comes to your personal finances. It doesn’t matter if it’s a wedding, holiday or even a boat, when it comes to getting more from your personal loan… | ||
| Advertised rate11.49% | Comparison rate11.67% | Monthly repayment$440/mo | UnsecuredVariablePrincipal & interest | RACQ Bank wants to give you more freedom when it comes to your personal finances. It doesn’t matter if it’s a wedding, holiday or even a boat, when it comes to getting more from your personal loan… | ||
| Advertised rate12.99% | Comparison rate13.17% | Monthly repayment$455/mo | VariablePrincipal & interest | We can consolidate your debt into one, easy to manage unsecured debt consolidation loan. | ||
Showing 1 to 5 of 5 rates
Comparison rate warning and base criteria
Base criteria: repayment figures shown in this table are calculated on a loan of $20,000 over 5 years. Repayment estimates use each loan’s advertised interest rate, with the comparison rate shown beside it as a guide to total cost. Where a lender publishes a range of rates, the estimate uses the lowest rate in the range, and the rate you are offered depends on your circumstances. These figures are examples only. They are not a quote, and they may not include all fees and charges.
*Warning: the comparison rate shown is calculated by the lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability.
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Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
We do not compare every personal loans available in Australia, and this table does not compare every feature that may be relevant to you. Changing the filters will surface further relevant products. See how we sort and rank products and how we make money.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.
Browse all personal loan lenders
Guides
- Personal Loans Guide How your credit score sets your personal loan rate Personal loans are advertised as a range for a reason. The rate you are offered is set by what the credit bureaus hold about you, and most of what sits in that file is fixable, given a few months of notice.
- Personal Loans Guide Debt consolidation loans explained Combining several debts into one loan can cut both your interest bill and the mental load of managing them. It can also increase what you pay in total. The difference is almost always the term, not the rate.
The Numbers Behind These Rates
Where this market sits today, and the official figures behind it.
- Market averages Personal Loan Market Averages Today's average personal loan rate, by segment, and how it has moved since the last reading. Taken from every product in the feed, not a survey.
- Statistics Average Personal Loan Interest Rate in Australia Personal loan rates span an unusually wide range, because lenders price each borrower individually. The tiles below show the live average and the secured-versus-unsecured gap across the lenders we compare.
- Market averages Car Loan Market Averages Today's average car loan rate, by segment, and how it has moved since the last reading. Taken from every product in the feed, not a survey.
- Statistics Average Car Loan Interest Rate in Australia Car loans are the largest single use of fixed-term personal lending in Australia. The tiles below show live average rates across the lenders we compare, and what securing the loan against the vehicle is worth.
- Rate Tracker Every Market, One Page The daily average across home loans, savings, term deposits, credit cards and personal and car loans, measured against the RBA cash rate.