We compare 24 rate options across 2 home loans, 3 savings accounts and 5 credit cards from Virgin Money. Its lowest variable owner-occupied principal and interest rate on home loans is 6.09% p.a. (comparison 6.11% p.a.*), on the Virgin Money Lite Home Loan. Virgin Money last updated a product in its published data on 2 Oct 2026.
ABN
32 009 656 740
Checked against Virgin Money’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
Compare Virgin Money Products
Each link opens Virgin Money’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest6.09% p.a.6.11% p.a. comparison rate*Virgin Money Lite Home Loan
Variable owner-occupied principal and interest rates across its 2 home loans run from 6.09% to 6.34% p.a., with comparison rates from 6.11% to 6.63% p.a. Of its 24 rate options, 20 are fixed and 4 variable.*
Products Virgin Money Lite Home Loan, Virgin Money Loaded Home Loan
Both of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
Purchase rates across its 5 credit cards run from 12.99% to 21.99% p.a. Of those, 5 publish a balance transfer or introductory rate. Its average purchase rate is 19.79% p.a., against a market average of 17.59% p.a. across 196 credit cards from 59 providers. 3 headline rates have risen in the last 30 days.
Products Virgin Money Low Rate Credit Card, Virgin Money No Annual Fee Credit Card, Virgin Australia Velocity Flyer Credit Card, Virgin Australia Velocity High Flyer Credit Card, Virgin Money Anytime Rewards Credit Card
Comparison rate warning
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.