Virgin Money Credit Cards

Compare 5 Virgin Money credit cards alongside the rest of the market, with the Virgin Money filter already applied. Purchase rates from 12.99% p.a.

Rates checked against every provider’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
Written by Joshua PevyReviewed by Jordan PearceLast updated 19 Oct 2026How We Rank This PageEditorial StandardsOur Writers

Comparing 5 products

ProductAnnual feeInterest-free daysCash advance rateActions
Virgin MoneyPurchase rate12.99%Annual fee$99Interest-free daysUp to 55 daysCash advance rate21.69%Intro 0% for 24 months on balance transfersFeatures: Rewards

At 12.99% p.a. lower your interest, not your standards.

Virgin MoneyPurchase rate19.99%Annual fee$0Interest-free daysUp to 55 daysCash advance rate20.99%Intro 0% for 6 months on balance transfersFeatures: Rewards

Introducing our No Annual Fee credit card, where you'll enjoy all the advantages of having a credit card without having to pay an annual fee. Zip, Zero, Zilch, Nada. Absolutely nothing. So go ahead…

Virgin MoneyPurchase rate21.99%Annual fee$169Interest-free daysUp to 44 daysCash advance rate21.99%Intro 0% for 24 months on balance transfersFeatures: Rewards

Our highest Virgin Money Points earning credit card. Earn Virgin Money Points for every $1 you spend on the card, with no limit to the points you can rack up.

Virgin MoneyPurchase rate21.99%Annual fee$169Interest-free daysUp to 44 daysCash advance rate21.99%Intro 0% for 24 months on balance transfersFeatures: Rewards

Go places faster with our award-winning Virgin Australia Velocity Flyer credit card. Turn your everyday spend into flights, accommodation and more. The sky's the limit.

Virgin MoneyPurchase rate21.99%Annual fee$349Interest-free daysUp to 44 daysCash advance rate21.99%Intro 0% for 12 months on balance transfersFeatures: Rewards

If you love to travel, the Virgin Australia Velocity High Flyer Card is for you. Earn Velocity Points on your everyday spend, plus enjoy exclusive flight benefits and a range of complimentary…

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Important information

Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability.

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Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.

We do not compare every credit cards available in Australia, and this table does not compare every feature that may be relevant to you. Changing the filters will surface further relevant products. See how we sort and rank products and how we make money.

This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.

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