We compare 36 rate options across 5 home loans, 1 personal loan, 2 savings accounts, 2 term deposits and 3 credit cards from Bank of Queensland. Its lowest variable owner-occupied principal and interest rate on home loans is 6.28% p.a. (comparison 6.30% p.a.*), on the BOQ Essential Home Loan. Bank of Queensland last updated a product in its published data on 16 Oct 2026.
Registered name
Bank of Queensland Limited
ABN
32 009 656 740
Checked against Bank of Queensland’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
Compare Bank of Queensland Products
Each link opens Bank of Queensland’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest6.28% p.a.6.30% p.a. comparison rate*BOQ Essential Home Loan
Variable owner-occupied principal and interest rates on 4 of its 5 home loans run from 6.28% to 6.39% p.a., with comparison rates from 6.30% to 6.68% p.a. Of its 36 rate options, 28 are fixed and 8 variable. Its average variable owner-occupied principal and interest rate is 6.33% p.a. (comparison 6.48% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Products BOQ Essential Home Loan, Economy Variable Home Loan, BOQ Plus Home Loan, Clear Path Variable Home Loan, Fixed Rate Home Loan
All 4 of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
Highest advertised rate5.30% p.a.myBOQ Term Deposit
Advertised rates across its 2 term deposits run from 5.20% to 5.30% p.a. Terms run from 1 day to 4 years. One headline rate has risen in the last 30 days.
Products myBOQ Term Deposit, Premier Investment Term Deposit
These figures leave out 1 business term deposit. Show them
Lowest purchase rate13.99% p.a.BOQ Low Rate Visa Credit Card
Purchase rates across its 3 credit cards run from 13.99% to 21.99% p.a. Of those, 3 publish a balance transfer or introductory rate. Its average purchase rate is 19.32% p.a., against a market average of 17.59% p.a. across 196 credit cards from 59 providers. 2 headline rates have risen in the last 30 days.
Products BOQ Low Rate Visa Credit Card, BOQ Blue Visa Credit Card, BOQ Platinum Visa Credit Card
Comparison rate warning
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
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