Compare Everyday Accounts

An everyday account is where your pay lands and your bills are paid from, so what it costs each month matters more than the interest it pays. Compare everyday accounts from 69 Australian banks below by monthly fee and how to have it waived, ATM and overseas fees, and interest where it is paid. They are listed from the lowest monthly fee, which is not a recommendation.

Rates checked against every provider’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 29 Oct 2026
Written by Joshua PevyReviewed by Jordan PearceLast updated 29 Oct 2026How We Rank This PageEditorial StandardsOur Writers

Comparing 145 accounts

14 membership-required products hidden from this list.

ProductATM feeOverseas feeActions
bankWAWMonthly feeNot statedATM feeNot statedOverseas fee$1Interest rate0.01%For under-30s
BCU BankMonthly feeNot statedATM feeNot statedOverseas fee$0Interest rateNone

An everyday bank account with unlimited free standard transactions for all your daily spending needs.

BCU BankMonthly feeNot statedATM feeNot statedOverseas fee$0Interest rateNone

A low-cost transaction account designed specifically for eligible Commonwealth Government concession card holders.

Bendigo BankMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone

An everyday account denominated in a foreign currency

Beyond Bank AustraliaMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone

The Purple Transactor Account is a simple and flexible everyday transaction account. No monthly fee, no minimum deposits and no fees for card purchases in Australia.

BNK BankMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone

An everyday transaction account for savvy savers.

Broken Hill BankMonthly feeNot statedATM fee$0Overseas feeNot statedInterest rateNone

A Broken Hill Bank Transaction Account Is All About Giving You Access To Your Money When You Need It. Manage Your Account Online And Transact At Point Of Sale With Your VISA Debit Card.

Cairns BankMonthly feeNot statedATM fee$1Overseas feeNot statedInterest rateNone

A day to day transaction account for personal use

Central Murray BankMonthly feeNot statedATM fee$0.75Overseas feeNot statedInterest rate0.05%
Central Murray BankMonthly feeNot statedATM fee$0.75Overseas feeNot statedInterest rateNone
Central Murray BankMonthly feeNot statedATM fee$0.75Overseas feeNot statedInterest rateNone
Coastline BankMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone
Coastline BankMonthly feeNot statedATM fee$0 to $1.50Overseas feeNot statedInterest rateNone
Community First BankMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone

An account for shares and/or an account to serve as a holding facility for balances with no card access.

DnisterMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone

24/7 daily account.

DnisterMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone
Easy StreetMonthly feeNot statedATM feeNot statedOverseas fee3.00%Interest rateNone

An account for everyday with a debit card and no monthly account keeping fees, so you can shop, pay bills, access cash and more. Keep everyday banking low fuss with no minimum monthly deposit needed.

Gateway BankMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rate2.00%
gmcuMonthly feeNot statedATM fee$0.75 to $1Overseas feeNot statedInterest rate0.10%

My Everyday is a personal account for day to day banking. Funds in your My Everyday are available in branch, on card and through Internet Banking.

gmcuMonthly feeNot statedATM fee$1Overseas feeNot statedInterest rate0.10%For under-30s

Making banking simple for youth under 30 years of age. The My Everyday Start account provides fee free transactions

Important information

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Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.

We do not compare every everyday account available in Australia, and this table does not compare every feature that may be relevant to you. Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability. Changing the filters will surface further relevant products. See how we sort and rank products.

Some providers pay us to promote a product or for a click through to their site. Any paid listing is marked “Sponsored Placement” wherever it appears. Payment never determines which products we show: we consider all relevant products in the market against the filters applied, and payment never changes the figures we display. See how we make money and our advertiser disclosure.

This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions before deciding. CompareThat compares products. We do not arrange, approve or process applications.