Compare Everyday Accounts

An everyday account is where your pay lands and your bills are paid from, so what it costs each month matters more than the interest it pays. Compare everyday accounts from 69 Australian banks below by monthly fee and how to have it waived, ATM and overseas fees, and interest where it is paid. They are listed from the lowest monthly fee, which is not a recommendation.

Rates checked against every provider’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 29 Oct 2026
Written by Joshua PevyReviewed by Jordan PearceLast updated 29 Oct 2026How We Rank This PageEditorial StandardsOur Writers

Comparing 145 accounts

14 membership-required products hidden from this list.

ProductATM feeOverseas feeActions
The CapricornianMonthly fee$6Waived with balance of $20,000 or more (or 1 more)ATM feeNot statedOverseas fee3.00%Interest rateNone

Easy access to your banking, every day. With the features you need, this is a simple and versatile account to use and move your money.

The CapricornianMonthly fee$6Waived with members aged 25 years and younger and Members aged 65 years and older (or 1 more)ATM feeNot statedOverseas fee3.00%Interest rateNoneFor under-30s

The Student Access Account is designed to provide support to those aged 17-25 years who are studying at University or undergoing a traineeship/apprenticeship. The account provides full branch access…

ANZMonthly feeNot statedATM feeNot statedOverseas fee3.00%Interest rateNone

Offers affordable and convenient banking for Concession and Health Care card holders.

ANZ PlusMonthly feeNot statedATM feeNot statedOverseas fee3.00%Interest rateNone

Get an ANZ Plus Everyday account to help sort your spending

Auswide BankMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone

A transaction account to help manage a deceased estate

Auswide BankMonthly feeNot statedATM feeNot statedOverseas fee3.00%Interest rate1.05%

A transaction account for Commonwealth of Australia concession card holders that pays interest

Auswide BankMonthly feeNot statedATM feeNot statedOverseas fee3.00%Interest rate0.30%

A transaction account for clubs that pays interest

Auswide BankMonthly feeNot statedATM feeNot statedOverseas fee3.00%Interest rateNone

An everyday transaction account with no monthly fee and some transaction fees

Bank of ChinaMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone
Bank of MelbourneMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone

Foreign Currency Accounts would mainly suit the business involved in both import and export as a Foreign Exchange Risk management tool.

Bank of QueenslandMonthly feeNot statedATM feeNot statedOverseas fee3.00%Interest rateNone

The Day2Day Plus Account is the everyday account with no monthly fees that frees you to live the way you want, each and every day.

Bank of QueenslandMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone

BOQ offers foreign currency accounts for business customers who deal regularly in foreign currencies to help manage their cash flows

Bank of SydneyMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone

Simplify your overseas payments with a Foreign Currency Account in USD, Euro or GBP. Send and receive funds in the same currency, and avoid conversion fees and exchange rate fluctuations.

Bank of SydneyMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone

Make managing your money easy with our Everyday Account. Get access to a Visa Debit Card, unlimited transactions and no monthly account fees.

Bank of SydneyMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone

Simplify your overseas payments with a Foreign Currency Account in USD, Euro or GBP. Send and receive funds in the same currency, and avoid conversion fees and exchange rate fluctuations.

Bank of usMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone

A no fee trasaction account designed for Tasmanian not-for-profit community organisations.

BankSAMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone

Foreign Currency Accounts would mainly suit the business involved in both import and export as a Foreign Exchange Risk management tool.

BankVicMonthly feeNot statedATM feeNot statedOverseas fee3.65%Interest rate0.01%

A day to day bank account that gives you easy access to your money

bankWAWMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rate0.01%
bankWAWMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rate0.01%

Important information

Find out moreShow less

Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.

We do not compare every everyday account available in Australia, and this table does not compare every feature that may be relevant to you. Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability. Changing the filters will surface further relevant products. See how we sort and rank products.

Some providers pay us to promote a product or for a click through to their site. Any paid listing is marked “Sponsored Placement” wherever it appears. Payment never determines which products we show: we consider all relevant products in the market against the filters applied, and payment never changes the figures we display. See how we make money and our advertiser disclosure.

This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions before deciding. CompareThat compares products. We do not arrange, approve or process applications.