Compare Choice Super Products
A Choice product is one where you picked how your super is invested, or an adviser picked for you. Compare them across 38 Australian super funds, on the fees APRA publishes each year. Fees on a $50,000 balance run from $0 to $1,135 a year.
Two kinds of super product
MySuper
The default product an employer pays into when you have no fund of your own. If you are starting your first job and don’t pick a fund, your employer pays into its MySuper default.
Compare 50 MySuper ProductsChoiceListed below
Products where you pick how your super is invested, or an adviser picks for you. Many are sold through financial advisers or investment platforms.
Comparing 180 products
Side-by-side Compare isn't offered for super. A Choice product's fees and returns vary by the investment option you hold, so products don't line up column by column. Open a product to see the figures for each option.
| Product | Actions | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
 | Total fees$305 to $525 a year0.61% to 1.05% of a $50,000 balance | Options8 | APRA testAPRA tested 8 of this product’s investment options and recorded 6 as a pass and 2 as a fail. | Product details | |||||||||
 | Total fees$310 a year0.62% of a $50,000 balance | Options7 | APRA testAPRA tested 7 of this product’s investment options and recorded 7 as a pass and 0 as a fail. | Product details | |||||||||
 | Total fees$310 to $440 a year0.62% to 0.88% of a $50,000 balance | Options3 | APRA testAPRA tested 3 of this product’s investment options and recorded 3 as a pass and 0 as a fail. | Product details | |||||||||
 | Total fees$310 to $1,115 a year0.62% to 2.23% of a $50,000 balance | Options19 | APRA testAPRA tested 19 of this product’s investment options and recorded 19 as a pass and 0 as a fail. | Product details | |||||||||
 | Total fees$315 to $455 a year0.63% to 0.91% of a $50,000 balance | Options5 | APRA testAPRA tested 5 of this product’s investment options and recorded 5 as a pass and 0 as a fail. | Product details | |||||||||
| Total fees$320 to $420 a year0.64% to 0.84% of a $50,000 balance | Options2 | APRA testAPRA tested 2 of this product’s investment options and recorded 2 as a pass and 0 as a fail. | Product details | |||||||||
| Total fees$320 a year0.64% of a $50,000 balance | Options1 | APRA testAPRA’s annual performance test does not cover any of this product’s investment options. | Product details | ||||||||||
| Total fees$320 a year0.64% of a $50,000 balance | Options1 | APRA testAPRA’s annual performance test does not cover any of this product’s investment options. | Product details | ||||||||||
| Total fees$320 a year0.64% of a $50,000 balance | Options1 | APRA testAPRA’s annual performance test does not cover any of this product’s investment options. | Product details | ||||||||||
| Total fees$325 a year0.65% of a $50,000 balance | Options1 | APRA testAPRA’s annual performance test does not cover any of this product’s investment options. | Product details | ||||||||||
| Total fees$330 a year0.66% of a $50,000 balance | Options1 | APRA testAPRA’s annual performance test does not cover any of this product’s investment options. | Product details | ||||||||||
 | Total fees$330 to $880 a year0.66% to 1.76% of a $50,000 balance | Options35 | APRA testAPRA tested 35 of this product’s investment options and recorded 31 as a pass and 4 as a fail. | Product details | |||||||||
| Total fees$330 to $880 a year0.66% to 1.76% of a $50,000 balance | Options34 | APRA testAPRA tested 34 of this product’s investment options and recorded 30 as a pass and 4 as a fail. | Product details | |||||||||
 | Total fees$350 to $420 a year0.70% to 0.84% of a $50,000 balance | Options4 | APRA testAPRA tested 4 of this product’s investment options and recorded 4 as a pass and 0 as a fail. | Product details | |||||||||
| Total fees$350 to $420 a year0.70% to 0.84% of a $50,000 balance | Options4 | APRA testAPRA tested 4 of this product’s investment options and recorded 4 as a pass and 0 as a fail. | Product details | |||||||||
 | Total fees$350 to $475 a year0.70% to 0.95% of a $50,000 balance | Options4 | APRA testAPRA tested 4 of this product’s investment options and recorded 4 as a pass and 0 as a fail. | Product details | |||||||||
 | Total fees$360 to $750 a year0.72% to 1.50% of a $50,000 balance | Options6 | APRA testAPRA’s annual performance test does not cover any of this product’s investment options. | Product details | |||||||||
 | Total fees$365 to $400 a year0.73% to 0.80% of a $50,000 balance | Options7 | APRA testAPRA tested 6 of this product’s investment options and recorded 6 as a pass and 0 as a fail. A further 1 option is not covered by the test. | Product details | |||||||||
 | Total fees$365 a year0.73% of a $50,000 balance | Options1 | APRA testAPRA tested 1 of this product’s investment options and recorded 1 as a pass and 0 as a fail. | Product details | |||||||||
 | Total fees$365 to $660 a year0.73% to 1.32% of a $50,000 balance | Options2 | APRA testAPRA’s annual performance test does not cover any of this product’s investment options. | Product details | |||||||||
Why there are no returns here. APRA does not publish a return on a $50,000 balance for these products the way it does for MySuper, and the figures it does publish are measured two different ways that cannot be ranked against each other. Each product page shows returns against the individual investment option and the measure they were published under.
What this list covers. APRA does not publish figures for every Choice investment option, so a product or an option you hold may not appear here even if your fund does.
Important information
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Fees and returns shown are the figures published in APRA’s annual product performance publications, expressed as a percentage of a $50,000 account balance. They are updated when APRA republishes, not daily, and fees a fund charges may have changed since. Returns are what a product has already earned after fees and tax. Past performance is not an indicator of future performance. Before acting on any information shown here, you should confirm the fees, returns and product information with the fund.
We do not compare every MySuper product available in Australia, and this table does not compare every feature that may be relevant to you. Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability. Changing the filters will surface further relevant products. See how we sort and rank products.
No product in this table is a sponsored placement, and no fund pays us for a click through from this table. A fund can pay for a sponsored placement, and any product in one is marked “Sponsored Placement” wherever it appears. Payment never decides which products we show, and it never changes the fees, returns or other figures, which come from APRA. See how we make money and our advertiser disclosure.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the fund’s Product Disclosure Statement and Target Market Determination before deciding, and consider whether the product suits your age, your other super and your circumstances. CompareThat compares products. We do not arrange, approve or process applications.