Compare Choice Super Products

A Choice product is one where you picked how your super is invested, or an adviser picked for you. Compare them across 38 Australian super funds, on the fees APRA publishes each year. Fees on a $50,000 balance run from $0 to $1,135 a year.

Figures published by APRAThe Australian Prudential Regulation Authority supervises superannuation funds and publishes a yearly package of product statistics. For Choice products it covers fees and per-option investment returns, and the annual performance test where the option is covered by it. Superannuation is not part of the Consumer Data Right, so unlike the banking and energy products on this site these figures update once a year rather than daily. in the annual Choice Comprehensive Product Performance publication, for the year ended 30 Jun 2026

Two kinds of super product

Comparing 180 products

Side-by-side Compare isn't offered for super. A Choice product's fees and returns vary by the investment option you hold, so products don't line up column by column. Open a product to see the figures for each option.

ProductActions
Oceanic Savings PlanBrighter SuperTotal fees$705 a year1.41% of a $50,000 balanceOptions1APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Brighter Super Trustee
Tyndall Quantum LifeBrighter SuperTotal fees$705 a year1.41% of a $50,000 balanceOptions1APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Brighter Super Trustee
Tyndall Quantum Savings BondBrighter SuperTotal fees$705 a year1.41% of a $50,000 balanceOptions1APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Brighter Super Trustee
Tyndall Risk InsuranceBrighter SuperTotal fees$730 a year1.46% of a $50,000 balanceOptions1APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Brighter Super Trustee
Macquarie Super AccumulatorMacquarie SuperTotal fees$810 to $865 a year1.62% to 1.73% of a $50,000 balanceOptions2APRA testAPRA tested 2 of this product’s investment options and recorded 2 as a pass and 0 as a fail.Product details
Trustee
Macquarie Investment Management Ltd
Option assets
$35.3m
Hejaz Islamic SuperAMG SuperTotal fees$890 to $950 a year1.78% to 1.90% of a $50,000 balanceOptions3APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Equity Trustees Superannuation Limited
Option assets
$105.0m
Macquarie Super ConsolidatorMacquarie SuperTotal fees$925 to $1,135 a year1.85% to 2.27% of a $50,000 balanceOptions6APRA testAPRA tested 6 of this product’s investment options and recorded 6 as a pass and 0 as a fail.Product details
Trustee
Macquarie Investment Management Ltd
Tyndall Monitor Money AccBrighter SuperTotal fees$1,040 a year2.08% of a $50,000 balanceOptions1APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Brighter Super Trustee
Tyndall Performance BondBrighter SuperTotal fees$1,040 a year2.08% of a $50,000 balanceOptions1APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Brighter Super Trustee
Option assets
$1.4m
Tyndall Wealth PlanBrighter SuperTotal fees$1,040 a year2.08% of a $50,000 balanceOptions1APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Brighter Super Trustee
Option assets
$2.7m
Tandem IB Capital GuaranteedBrighter SuperTotal fees$1,075 a year2.15% of a $50,000 balanceOptions1APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Brighter Super Trustee
Option assets
$2.5m
Tyndall Maximum InvestmentBrighter SuperTotal fees$1,075 a year2.15% of a $50,000 balanceOptions1APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Brighter Super Trustee
Option assets
$1.4m
Choice - accumulationBUSSQTotal feesNot yet reportableOptions1APRA testAPRA tested 1 of this product’s investment options and recorded 1 as a pass and 0 as a fail.Product details
Trustee
BUSS (Queensland) Pty Ltd
Option assets
$34.7m
Cornerstone Portfolio Service Retirement Boost (Super)IOOFTotal feesNot yet reportableOptions1APRA testAPRA tested 1 of this product’s investment options and recorded 0 as a pass and 1 as a fail.Product details
Trustee
I.O.O.F. Investment Management Limited
Cornerstone Portfolio Service SuperIOOFTotal feesNot yet reportableOptions3APRA testAPRA tested 3 of this product’s investment options and recorded 3 as a pass and 0 as a fail.Product details
Trustee
I.O.O.F. Investment Management Limited
Expand Essential Retirement Boost (Super)IOOFTotal feesNot yet reportableOptions29APRA testAPRA tested 29 of this product’s investment options and recorded 25 as a pass and 4 as a fail.Product details
Trustee
I.O.O.F. Investment Management Limited
Option assets
$173.8m or more
Expand Extra Retirement Boost (Super)IOOFTotal feesNot yet reportableOptions17APRA testAPRA tested 17 of this product’s investment options and recorded 15 as a pass and 2 as a fail.Product details
Trustee
I.O.O.F. Investment Management Limited
Option assets
$13.5m or more
OnePath Personal Retirement PlanBrighter SuperTotal feesNot yet reportableOptions1APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Brighter Super Trustee
Option assets
$20.5m
Premium Portfolio Service Super AccountMacquarie SuperTotal feesNot yet reportableOptions1APRA testAPRA tested 1 of this product’s investment options and recorded 1 as a pass and 0 as a fail.Product details
Trustee
Macquarie Investment Management Ltd
Savings Plan - ManagedBrighter SuperTotal feesNot yet reportableOptions1APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Brighter Super Trustee

Why there are no returns here. APRA does not publish a return on a $50,000 balance for these products the way it does for MySuper, and the figures it does publish are measured two different ways that cannot be ranked against each other. Each product page shows returns against the individual investment option and the measure they were published under.

What this list covers. APRA does not publish figures for every Choice investment option, so a product or an option you hold may not appear here even if your fund does.

Important information

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Fees and returns shown are the figures published in APRA’s annual product performance publications, expressed as a percentage of a $50,000 account balance. They are updated when APRA republishes, not daily, and fees a fund charges may have changed since. Returns are what a product has already earned after fees and tax. Past performance is not an indicator of future performance. Before acting on any information shown here, you should confirm the fees, returns and product information with the fund.

We do not compare every MySuper product available in Australia, and this table does not compare every feature that may be relevant to you. Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability. Changing the filters will surface further relevant products. See how we sort and rank products.

No product in this table is a sponsored placement, and no fund pays us for a click through from this table. A fund can pay for a sponsored placement, and any product in one is marked “Sponsored Placement” wherever it appears. Payment never decides which products we show, and it never changes the fees, returns or other figures, which come from APRA. See how we make money and our advertiser disclosure.

This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the fund’s Product Disclosure Statement and Target Market Determination before deciding, and consider whether the product suits your age, your other super and your circumstances. CompareThat compares products. We do not arrange, approve or process applications.