Each link opens RACQ Bank’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest6.39% p.a.6.39% p.a. comparison rate*Fair Dinkum Home Loan Variable owner-occupied principal and interest rates on 3 of its 7 home loans run from 6.39% to 6.59% p.a., with comparison rates from 6.39% to 6.63% p.a. Of its 7 rate options, 4 are fixed and 3 variable. Its average variable owner-occupied principal and interest rate is 6.49% p.a. (comparison 6.52% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Products Fair Dinkum Home Loan, Mortgage Saver Home Loan, Mortgage Breaker Owner Occupied, 1 Year Fixed Home Loan Investment, 1 Year Fixed Home Loan Investment Interest Only, 1 Year Fixed Home Loan Owner Occupier, 2 Year Fixed Home Loan Investment, 2 Year Fixed Home Loan Investment Interest Only
All 3 of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
Lowest advertised rate7.49% p.a.7.49% p.a. comparison rate*Green Car Loan Advertised rates across its 2 car loans run from 7.49% to 8.19% p.a., with comparison rates from 7.49% to 8.36% p.a. Of those, 2 publish a fixed rate. None of these headline rates has changed in the last 30 days.*
Products Green Car Loan, Fixed Rate Car Loan
Lowest advertised rate8.49% p.a.8.49% p.a. comparison rate*Green Personal Loan Advertised rates across its 5 personal loans run from 8.49% to 12.99% p.a., with comparison rates from 8.49% to 13.17% p.a. Of those, 5 publish a variable rate. Its average advertised rate is 11.19% p.a. (comparison 11.33% p.a.), against a market average of 9.39% p.a. (comparison 10.12% p.a.) across 186 personal loans from 72 providers. None of these headline rates has changed in the last 30 days.*
Includes Green Personal Loan, Unsecured Personal Loan, Debt Consolidation Loan
Highest advertised rate6.00% p.a.Bonus Saver Account
It pays a bonus rate when conditions are met.
Its savings account has had a rate change since the RBA’s 29 Sep 2026 decision.
Highest advertised rate5.45% p.a.Term Deposit
Terms run from 1 month to 5 years. Its headline rate has not changed in the last 30 days.
Comparison rate warning
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.