We compare 15 rate options across 4 home loans, 1 car loan, 1 personal loan, 4 savings accounts, 1 term deposit and 3 credit cards from Qudos Bank. Its lowest variable owner-occupied principal and interest rate on home loans is 6.38% p.a. (comparison 6.38% p.a.*), on the No Frills Home Loan. Qudos Bank last updated a product in its published data on 15 Oct 2026.
Each link opens Qudos Bank’s products in that category, shown with the same figures we use for the rest of the market.
Of its 15 rate options, 10 are fixed and 5 variable.
Products Low Cost Value Package, No Frills Home Loan, Construction Home Loan, Fixed Rate Home Loan
Both of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
Its headline rate has not changed in the last 30 days.
Its headline rate has not changed in the last 30 days.
Advertised rates across its 4 savings accounts run from 0.05% to 5.25% p.a. Of those, 1 pays a bonus rate when conditions are met. Its average advertised rate is 3.62% p.a., against a market average of 3.30% p.a. across 312 savings accounts from 85 providers.
Products Bonus Saver, Qsaver, Qantas Points Saver, General Savings Account
1 of its 4 savings accounts shows no rate change since the RBA’s 29 Sep 2026 decision: General Savings Account.
Terms run from 3 months to 3 years. Its headline rate has not changed in the last 30 days.
Purchase rates across its 3 credit cards run from 12.34% to 18.99% p.a. Of those, 3 publish a balance transfer or introductory rate. Its average purchase rate is 15.73% p.a., against a market average of 17.59% p.a. across 196 credit cards from 59 providers. None of these headline rates has changed in the last 30 days.
Products Lifestyle, Lifestyle Plus, VISA Platinum Credit Card
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.