We compare 13 rate options across 7 home loans, 1 car loan, 2 personal loans, 4 savings accounts, 14 term deposits and 3 credit cards from Bank Australia. Its lowest variable owner-occupied principal and interest rate on home loans is 6.13% p.a. (comparison 6.46% p.a.*), on the Clean Energy Home Loan. Bank Australia last updated a product in its published data on 16 Oct 2026.
ABN
21 087 651 607
Checked against Bank Australia’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
Compare Bank Australia Products
Each link opens Bank Australia’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest6.13% p.a.6.46% p.a. comparison rate*Clean Energy Home Loan
Variable owner-occupied principal and interest rates on 4 of its 7 home loans run from 6.13% to 8.35% p.a., with comparison rates from 6.38% to 8.40% p.a. Of its 13 rate options, 9 are fixed and 4 variable. Its average variable owner-occupied principal and interest rate is 6.81% p.a. (comparison 6.95% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Products Clean Energy Home Loan, Basic Home Loan, Offset Home Loan, Bridging Loan, Basic Home Loan Fixed, Basic Investment Loan, Basic Investment Loan Fixed, Basic Investment Loan Fixed IO
All 4 of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
Lowest advertised rate7.49% p.a.7.49% p.a. comparison rate*Clean Energy Personal Loan
Advertised rates across its 2 personal loans run from 7.49% to 9.49% p.a., with comparison rates from 7.49% to 10.53% p.a. Of those, 2 publish a variable rate. One headline rate has risen in the last 30 days.*
Products Clean Energy Personal Loan, Lifestyle Personal Loan
Advertised rates across its 4 savings accounts run from 2.25% to 5.25% p.a. Of those, 2 pay a bonus rate when conditions are met and 1 offers an introductory rate. Its average advertised rate is 4.36% p.a., against a market average of 3.30% p.a. across 312 savings accounts from 85 providers.
Advertised rates across its 14 term deposits run from 3.45% to 5.50% p.a. Terms run from 3 months to 3 years. Its average advertised rate is 5.04% p.a., against a market average of 4.13% p.a. across 647 term deposits from 85 providers. 6 headline rates have risen in the last 30 days.
Includes Term Deposit 12 months, Monthly Term Deposit 12 months, Term Deposit 24 months, Term Deposit 36 months, Impact Term Deposit 6 months, Monthly Term Deposit 24 months, Monthly Term Deposit 36 months, Term Deposit 6 months
Lowest purchase rate12.99% p.a.Low Rate Visa Credit Card
Purchase rates across its 3 credit cards run from 12.99% to 20.24% p.a. Its average purchase rate is 17.66% p.a., against a market average of 17.59% p.a. across 196 credit cards from 59 providers. None of these headline rates has changed in the last 30 days.
Products Low Rate Visa Credit Card, Visa Credit Card, Platinum Visa Credit Card
Comparison rate warning
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
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