We compare 5 rate options on 1 home loan, 1 car loan, 2 personal loans, 7 savings accounts, 1 term deposit and 2 credit cards from Police Bank. Its lowest variable owner-occupied principal and interest rate on home loans is 6.29% p.a. (comparison 6.36% p.a.*), on the Essential Workers Home Loan. Police Bank last updated a product in its published data on 15 Oct 2026.
Each link opens Police Bank’s products in that category, shown with the same figures we use for the rest of the market.
Of its 5 rate options, 4 are fixed and 1 variable.
Its variable home loan has had a rate change since the RBA’s 29 Sep 2026 decision.
Its headline rate has not changed in the last 30 days.
Advertised rates across its 2 personal loans run from 6.99% to 9.99% p.a., with comparison rates from 6.30% to 10.13% p.a. Of those, 2 publish a fixed rate and 2 a variable rate. None of these headline rates has changed in the last 30 days.*
Products Police Student Personal Loan, Personal Loan
Advertised rates across its 7 savings accounts run from 0.00% to 5.50% p.a. Of those, 1 pays a bonus rate when conditions are met. Its average advertised rate is 2.45% p.a., against a market average of 3.30% p.a. across 312 savings accounts from 85 providers.
Products U30 SUPER CHARGE Account, Savings Plus Account, Bonus Saver Account, Retirement Plus Account, Easy Access Transaction Account, Safeguard Transaction Account, Mortgage Offset Account
3 of its 6 savings accounts show no rate change since the RBA’s 29 Sep 2026 decision: Bonus Saver Account, Easy Access Transaction Account and Safeguard Transaction Account.
Terms run from 2 months to 5 years. Its headline rate has not changed in the last 30 days.
Of those, 1 publishes a balance transfer or introductory rate. None of these headline rates has changed in the last 30 days.
Products Credit Card, Police Student Credit Card
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.