We compare 29 rate options across 3 home loans, 1 car loan, 1 personal loan, 7 savings accounts, 1 term deposit and 1 credit card from Border Bank. Its lowest variable owner-occupied principal and interest rate on home loans is 6.09% p.a. (comparison 6.16% p.a.*), on the First Home Loan. Border Bank last updated a product in its published data on 15 Oct 2026.
ABN
95 087 650 799
Checked against Border Bank’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
Compare Border Bank Products
Each link opens Border Bank’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest6.09% p.a.6.16% p.a. comparison rate*First Home Loan
Variable owner-occupied principal and interest rates across its 3 home loans run from 6.09% to 6.24% p.a., with comparison rates from 6.16% to 6.31% p.a. Of its 29 rate options, 23 are fixed and 6 variable. Its average variable owner-occupied principal and interest rate is 6.17% p.a. (comparison 6.24% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Products First Home Loan, Customs Value Home Loan, Goldrate Home Loan
All 3 of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
Highest advertised rate5.50% p.a.U30 SUPER CHARGE Account
Advertised rates across its 7 savings accounts run from 0.00% to 5.50% p.a. Of those, 1 pays a bonus rate when conditions are met. Its average advertised rate is 2.45% p.a., against a market average of 3.30% p.a. across 312 savings accounts from 85 providers.
Products U30 SUPER CHARGE Account, Savings Plus Account, Bonus Saver Account, Retirement Plus Account, Easy Access Transaction Account, Safeguard Transaction Account, Mortgage Offset Account
3 of its 6 savings accounts show no rate change since the RBA’s 29 Sep 2026 decision: Bonus Saver Account, Easy Access Transaction Account and Safeguard Transaction Account.
Its headline rate has not changed in the last 30 days.
Comparison rate warning
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.