We compare 14 rate options across 4 home loans, 2 savings accounts and 5 term deposits from MyState Bank. Its lowest variable owner-occupied principal and interest rate on home loans is 6.04% p.a. (comparison 6.07% p.a.*), on the Basic Variable Loan. MyState Bank last updated a product in its published data on 14 Oct 2026.
ABN
89 067 729 195
Checked against MyState Bank’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
Compare MyState Bank Products
Each link opens MyState Bank’s products in that category, shown with the same figures we use for the rest of the market.
Variable owner-occupied principal and interest rates on 3 of its 4 home loans run from 6.04% to 8.37% p.a., with comparison rates from 6.07% to 8.43% p.a. Of its 14 rate options, 8 are fixed and 6 variable. Its average variable owner-occupied principal and interest rate is 6.82% p.a. (comparison 6.86% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Products Basic Variable Loan, Special Residential Variable Loan, Standard Variable Loan, Fixed Rate Loan
1 of its 3 variable home loans shows no rate change since the RBA’s 29 Sep 2026 decision: Standard Variable Loan.
Advertised rates across its 2 savings accounts run from 5.25% to 5.65% p.a. Of those, 1 pays a bonus rate when conditions are met and 1 offers an introductory rate.
Products Hello Saver account, Bonus Saver
These figures leave out 1 business savings account. Show them
Both of its savings accounts have had a rate change since the RBA’s 29 Sep 2026 decision.
Highest advertised rate5.35% p.a.Online Term Deposit
Advertised rates across its 5 term deposits run from 5.30% to 5.35% p.a. Terms run from 1 month to 3 years. Its average advertised rate is 5.32% p.a., against a market average of 4.13% p.a. across 647 term deposits from 85 providers. 2 headline rates have risen in the last 30 days.
Products Online Term Deposit, Regular Term Deposit, AMM - Regular Term Deposit, E&P - Regular Term Deposit, Ord Minnett - Regular Term Deposit
These figures leave out 1 business term deposit. Show them
Comparison rate warning
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.