We compare 11 rate options across 2 home loans, 1 car loan, 1 personal loan, 3 savings accounts, 4 term deposits and 1 credit card from Auswide Bank. Its lowest variable owner-occupied principal and interest rate on home loans is 6.29% p.a. (comparison 6.32% p.a.*), on the Basic Home Loan. Auswide Bank last updated a product in its published data on 8 Oct 2026.
Each link opens Auswide Bank’s products in that category, shown with the same figures we use for the rest of the market.
Of its 11 rate options, 8 are fixed and 3 variable.
Products Basic Home Loan, Home Loan Plus
Both of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
Its headline rate has not changed in the last 30 days.
Its headline rate has not changed in the last 30 days.
Advertised rates across its 3 savings accounts run from 2.25% to 3.50% p.a. Of those, 2 pay a bonus rate when conditions are met. Its average advertised rate is 3.02% p.a., against a market average of 3.30% p.a. across 312 savings accounts from 85 providers.
Products Ziggy Kids Saver, Bonus Plus Saver, Online Saver
2 of its 3 savings accounts show no rate change since the RBA’s 29 Sep 2026 decision: Bonus Plus Saver and Ziggy Kids Saver.
Advertised rates across its 4 term deposits run from 4.00% to 5.35% p.a. Terms run from 1 month to 1829 days. Its average advertised rate is 4.95% p.a., against a market average of 4.13% p.a. across 647 term deposits from 85 providers. 2 headline rates have risen in the last 30 days.
Products Maturity Term Deposit, National Seniors Term Deposit, 12 Monthly Int Term Dep, Monthly Int Term Dep
It publishes a balance transfer or introductory rate. Its headline rate has not changed in the last 30 days.
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.