We compare 15 rate options across 5 home loans and 8 car loans from loans.com.au. Its lowest variable owner-occupied principal and interest rate on home loans is 6.19% p.a. (comparison 6.23% p.a.*), on the Bare Home Loan. loans.com.au last updated a product in its published data on 7 Oct 2026.
ABN
59 094 145 963
Checked against loans.com.au’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
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Each link opens loans.com.au’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest6.19% p.a.6.23% p.a. comparison rate*Bare Home Loan
Variable owner-occupied principal and interest rates on 2 of its 5 home loans run from 6.19% to 6.29% p.a., with comparison rates from 6.23% to 6.33% p.a. Of its 15 rate options, 11 are fixed and 4 variable.*
Products Bare Home Loan, Variable Bold Home Loan, Bridging Home Loan, Construction Home Loan, Expat Home Loan, Fixed Bold Home Loan, Variable Bold Bundle Home Loan
These figures leave out 1 business or SMSF home loan. Show them
Both of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
Lowest advertised rate5.94% to 16.89% p.a.7.07% to 18.01% p.a. comparison rate*Secured Variable Car Loan (Dealer)
Advertised rates across its 8 car loans run from 5.94% to 16.89% p.a., with comparison rates from 7.07% to 18.01% p.a. Of those, 4 publish a fixed rate and 4 a variable rate. Its average advertised rate is 7.56% p.a. (comparison 8.76% p.a.), against a market average of 7.88% p.a. (comparison 8.49% p.a.) across 113 car loans from 54 providers. 6 headline rates have risen in the last 30 days.*
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for car loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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