We compare 16 rate options across 6 home loans and 4 personal loans from Firstmac. Its lowest variable owner-occupied principal and interest rate on home loans is 6.58% p.a. (comparison 6.64% p.a.*), on the Standard Variable Bundle Home Loan. Firstmac last updated a product in its published data on 7 Oct 2026.
ABN
59 094 145 963
Checked against Firstmac’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
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Each link opens Firstmac’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest6.58% p.a.6.64% p.a. comparison rate*Standard Variable Bundle Home Loan
Variable owner-occupied principal and interest rates on 3 of its 6 home loans run from 6.58% to 6.69% p.a., with comparison rates from 6.64% to 6.75% p.a. Of its 16 rate options, 11 are fixed and 5 variable. Its average variable owner-occupied principal and interest rate is 6.62% p.a. (comparison 6.68% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Products Standard Variable Bundle Home Loan, Simple Home Loan, Standard Variable Home Loan, Bridging Home Loan, Construction Home Loan, Expat Home Loan, Standard Fixed Home Loan
These figures leave out 1 business or SMSF home loan. Show them
All 3 of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
Lowest advertised rate8.94% to 15.14% p.a.10.21% to 16.41% p.a. comparison rate*Secured Asset Variable Loan (Dealer)
Advertised rates across its 4 personal loans run from 8.94% to 15.34% p.a., with comparison rates from 10.21% to 16.61% p.a. Of those, 2 publish a fixed rate and 2 a variable rate. Its average advertised rate is 9.04% p.a. (comparison 10.31% p.a.), against a market average of 9.39% p.a. (comparison 10.12% p.a.) across 186 personal loans from 72 providers. 4 headline rates have risen in the last 30 days.*
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
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