Compare Everyday Accounts

An everyday account is where your pay lands and your bills are paid from, so what it costs each month matters more than the interest it pays. Compare everyday accounts from 69 Australian banks below by monthly fee and how to have it waived, ATM and overseas fees, and interest where it is paid. They are listed from the lowest monthly fee, which is not a recommendation.

Rates checked against every provider’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 29 Oct 2026
Written by Joshua PevyReviewed by Jordan PearceLast updated 29 Oct 2026How We Rank This PageEditorial StandardsOur Writers

Comparing 145 accounts

14 membership-required products hidden from this list.

ProductATM feeOverseas feeActions
QBANKMonthly feeNot statedATM fee$27.50Overseas fee3.65%Interest rateNoneFor under-18s

Everyday account for teens 13-17

RACQ BankMonthly feeNot statedATM feeNot statedOverseas fee$9Interest rateNone

Our Everyday Account is a straightforward 'at call' transaction account with no account keeping or ongoing transaction fees, and provides access to your money 24/7 through internet and mobile…

RevolutMonthly feeNot statedATM fee$1.50Overseas feeNot statedInterest rateNone

A joint transaction account held by two Revolut users for shared spending, international transfers and currency exchange with a debit card. Features and fees will vary based on the primary account…

RevolutMonthly feeNot statedATM fee$1.50Overseas feeNot statedInterest rateNoneFor under-18s

A sub-account linked to a parent's Revolut Personal Account intended for children aged 6 to 15, designed to help young users develop financial skills with parental oversight. Features and allowances…

RevolutMonthly feeNot statedATM fee$1.50Overseas feeNot statedInterest rateNone

A non-AUD multi-currency sub-account for holding and exchanging foreign currencies within the Revolut Personal Account. Features and fees will vary based on paid plan tiers (Standard, Plus, Premium…

Southern Cross Credit UnionMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone

Easy to manage everyday transaction account non interest bearing

St.George BankMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone

Foreign Currency Accounts would mainly suit the business involved in both import and export as a Foreign Exchange Risk management tool.

Summerland BankMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone

An easy to use transaction account with no monthly fee for those operating a not for profit organisation or charity.

Summerland BankMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone

Get quick access to your money whenever you need it.

Summerland BankMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNoneFor under-18s

An account for those aged 12 to 17 to enjoy the feeling of saving and the flexibility of card access.

SWSbankMonthly feeNot statedATM feeNot statedOverseas fee2.00%Interest rate0.01%
The CapricornianMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone

A transaction account designed specifically for not-for-profit organisations, clubs and community groups, offering the features your club needs to use and move your money.

The Mutual BankMonthly feeNot statedATM feeNot statedOverseas fee1.00%Interest rate0.01%

An everyday transaction account with no monthly account keeping fees.

Traditional Credit UnionMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNot stated

Everyday transaction and savings account.for members who utilse branch and online banknig channels

Traditional Credit UnionMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNone

Low Fee everyday transaction account for members are looking for a fully featured everyday transaction account that provides convenient access to their funds; and expect to make infrequent over the…

Traditional Credit UnionMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNot stated

This account is used to budget or save for a specific purpose.

Traditional Credit UnionMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNot stated

Day to day transaction account for charitable and 'not for profit' organisations

Traditional Credit UnionMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNot stated

Christmas Savings account

Traditional Credit UnionMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNot stated

This account that can be used by a whole family, clan or group (Sporting Club, etc).

Traditional Credit UnionMonthly feeNot statedATM feeNot statedOverseas feeNot statedInterest rateNot statedFor under-18s

An account for Students aged between 13 and 18

Important information

Find out moreShow less

Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.

We do not compare every everyday account available in Australia, and this table does not compare every feature that may be relevant to you. Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability. Changing the filters will surface further relevant products. See how we sort and rank products.

Some providers pay us to promote a product or for a click through to their site. Any paid listing is marked “Sponsored Placement” wherever it appears. Payment never determines which products we show: we consider all relevant products in the market against the filters applied, and payment never changes the figures we display. See how we make money and our advertiser disclosure.

This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions before deciding. CompareThat compares products. We do not arrange, approve or process applications.