Compare Everyday Accounts

An everyday account is where your pay lands and your bills are paid from, so what it costs each month matters more than the interest it pays. Compare everyday accounts from 69 Australian banks below by monthly fee and how to have it waived, ATM and overseas fees, and interest where it is paid. They are listed from the lowest monthly fee, which is not a recommendation.

Rates checked against every provider’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 29 Oct 2026
Written by Joshua PevyReviewed by Jordan PearceLast updated 29 Oct 2026How We Rank This PageEditorial StandardsOur Writers

Comparing 145 accounts

14 membership-required products hidden from this list.

ProductATM feeOverseas feeActions
Great Southern BankMonthly fee$0ATM feeNot statedOverseas feeNot statedInterest rate2.75%

For those aged 50+

Great Southern BankMonthly fee$0ATM feeNot statedOverseas feeNot statedInterest rateNone

An everyday bank account for individual members aged 18 years and over as well as not for profit Organisations, community groups, superannuation funds and trusts.

Great Southern BankMonthly fee$0ATM feeNot statedOverseas feeNot statedInterest rateNone

An everyday bank account for individual members aged 18 years and over that rewards you with rebates on selected fees if qualifying criteria are met.

Great Southern BankMonthly fee$0ATM feeNot statedOverseas feeNot statedInterest rateNoneFor under-18s

An award-winning everyday account for your first taste of financial freedom.

INGMonthly fee$0ATM feeNot statedOverseas feeNot statedInterest rateNone

An everyday transaction account with no monthly fees.

Macquarie BankMonthly fee$0ATM fee$0Overseas fee$0Interest rate3.00%

An award-winning everyday transaction account with no fees and free access to every ATM in Australia.

ME BankMonthly fee$0ATM feeNot statedOverseas fee$0 to $5Interest rateNone

The everyday account that does good, every day.

MyState BankMonthly fee$0ATM fee$0Overseas fee0.033%Interest rateNone

Ideal for customers who hold a Commonwealth Seniors Health Card, or Health Care Card or DVA Health Card or Pensioner Concession Card and have an Australian residential address.

MyState BankMonthly fee$0ATM fee$0Overseas fee0.033%Interest rateNone

Your day to day banking is about to get a lot simpler. Everything you need from your transaction account - easy and secure. No monthly account fee, works on all cashless payment platforms

NABMonthly fee$0ATM feeNot statedOverseas fee3.50%Interest rateNone

Meet your everyday bank account. Easy access to your money everyday with no monthly account or overdrawn fee.

Regional Australia BankMonthly fee$0ATM feeNot statedOverseas fee3.00%Interest rateNone

Our revolutionary transaction account allows you to support a community group of your choice, at no additional cost to you.

RevolutMonthly feeFrom $0ATM fee$1.50Overseas feeNot statedInterest rateNone

A multi-currency transaction account with app-based management, international transfers, currency exchange and a debit card. Features and fees will vary based on paid plan tiers (Standard, Plus…

St.George BankMonthly fee$0ATM feeNot statedOverseas fee3.00%Interest rateNone

An everyday bank account that has all the features to help make managing your day-to-day money a breeze

St.George BankMonthly fee$0ATM feeNot statedOverseas fee3.00%Interest rateNone

A basic, low-cost account for individuals who hold a Concession or Health Care card, receive an Australian Government benefit payment that makes you eligible to hold a card, or are a low or no income…

St.George BankMonthly fee$0ATM feeNot statedOverseas feeNot statedInterest rateNone

The St.George Society Cheque Account is a transaction account for not-for-profit organisations to deposit or withdraw funds by various channels.

Suncorp BankMonthly fee$0ATM feeNot statedOverseas fee$0Interest rateNone

A basic day-to-day transaction account for holders of concession and health care cards or recipients of government income support.

Suncorp BankMonthly fee$0ATM feeNot statedOverseas fee$0Interest rate0.01%

An easy, everyday bank account packed with extras to help you spend, save and budget better.

Virgin MoneyMonthly fee$0ATM feeNot statedOverseas feeNot statedInterest rateNone

Our Home Loan Companion Account is a simple account designed primarily for offsetting against your home loan balance but also to assist with settlement of your loan

WestpacMonthly fee$0ATM feeNot statedOverseas fee3.00%Interest rateNone

Not-for-profit transaction account. Choose Community Solutions One, our no-fees bank account for charities and other not-for-profits.

WestpacMonthly fee$0ATM fee$0Overseas fee3.00%Interest rateNone

An everyday bank account with debit card and no monthly fees. For customers who hold a Concession or Health Care card, receive benefit payments, or low or no income earners.

Important information

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Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.

We do not compare every everyday account available in Australia, and this table does not compare every feature that may be relevant to you. Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability. Changing the filters will surface further relevant products. See how we sort and rank products.

Some providers pay us to promote a product or for a click through to their site. Any paid listing is marked “Sponsored Placement” wherever it appears. Payment never determines which products we show: we consider all relevant products in the market against the filters applied, and payment never changes the figures we display. See how we make money and our advertiser disclosure.

This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions before deciding. CompareThat compares products. We do not arrange, approve or process applications.