Compare Term Deposit Rates
Today's featured Term Deposits
Highest rate for your filters
Earn a competitive, fixed interest rate on your deposit with Judo Bank.
Highest rate for your filters
Lock in a fixed return for your savings at a competitive interest rate for 12 months.
Comparing 156 products
16 membership-required, 4 broker-arranged, 29 business and 2 SMSF products hidden from this list.
Narrowed to the term deposits that take $10,000 for 1 year.
Depositing $10,000 over 1 year at the highest shown:
- Top rate
- 5.60% p.a.
- Interest earned
- $555
- Balance after 1 year
- $10,555
Estimate only, based on Judo Bank’s highest advertised rate. Each product is priced at its own rate for this term and its own interest-payment schedule, so a deposit paying at maturity earns simple interest.
| Product | Interest paid | Actions | ||||
|---|---|---|---|---|---|---|
 | Max rate5.20% | Interest paidMonthly | Interest earnings$533 | Fixed Term Deposits are available for terms from 3mths to 36mths. Fixed Term Deposits allow you to lock funds away for the agreed time, at the agreed rate with options for interest to be paid… | ||
 | Max rate5.20% | Interest paid— | Interest earnings$520 | |||
 | Max rate5.20% | Interest paidMonthly | Interest earnings$533 | Term Deposit Fixed Rate Savings. After a fixed return on your investment? Open or renew a Term Deposit now online or in-branch. | ||
 | Max rate5.20% | Interest paidMonthly | Interest earnings$533 | Take advantage of great returns on our term deposits. | ||
 | Max rate5.20% | Interest paid— | Interest earnings$520 | Have peace of mind in your investment with a term deposit from The Capricornian our term deposits can be invested in a 3, 6, 12 or 24-month terms. | ||
 | Max rate5.20% | Interest paidAnnually | Interest earnings$520 | A Farm Management Deposit which offers a fixed rate for terms up to 24 months. | ||
 | Max rate5.20% | Interest paidHalf-yearly | Interest earnings$527 | Farm Management Deposit Accounts are fixed term accounts that allows primary producers to set aside pre-tax income in profitable years to establish cash reserves to help meet costs in low-income… | ||
| Max rate5.20% | Interest paidAt maturity | Interest earnings$520 | Term deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period. You'll always know exactly what your investment is worth. | ||
| Max rate5.20% | Interest paidAt maturity | Interest earnings$520 | Farm Management Deposit Accounts are fixed term accounts that allows primary producers to set aside pre-tax income in profitable years to establish cash reserves to help meet costs in low-income… | ||
 | Max rate5.20% | Interest paidMonthly | Interest earnings$533 | Fixed amount, fixed term, fixed interest rate, with interest paid monthly. Available for any customer. | ||
 | Max rate5.20% | Interest paidMonthly | Interest earnings$176 | Rewarding you with higher interest on balances over $5,000. Enjoy the security of a fixed rate for your nominated term | ||
 | Max rate5.20% | Interest paidQuarterly | Interest earnings$530 | A Farm Management Deposit (FMD) is an important cash flow management tool that enables individuals carrying on a primary production business in Australia (primary producers) to set aside pre-tax… | ||
 | Max rate5.20% | Interest paidEvery 6 months | Interest earnings$520 | 12 MONTHS | ||
 | Max rate5.15% | Interest paid— | Interest earnings$515 | A 12 month term deposit available to invest your money and earn a fixed rate of interest | ||
 | Max rate5.15% | Interest paidAt maturity | Interest earnings$515 | Earn great returns with an IMB Term Deposit. An IMB Term Deposit offers competitive returns for investment terms from 1 month up to 5 years for amounts of $1,000 or more. Term Deposits are a secure… | ||
 | Max rate5.15% | Interest paidAt maturity | Interest earnings$450 | Competitive short term, and long term investments. | ||
 | Max rate5.15% | Interest paidAt maturity | Interest earnings$515 | |||
 | Max rate5.10% | Interest paidAt maturity | Interest earnings$510 | A tax-effective investment that allows primary producers to set aside pre-tax income as a cash reserve for later years. | ||
 | Max rate5.10% | Interest paidEvery 12 months | Interest earnings$510 | Lock away your money with confidence knowing how much you'll earn. Choose from one of our flexible terms on offer, the minimum investment is $1000. | ||
| Max rate5.10% | Interest paidMonthly | Interest earnings$522 | Term deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period with interest paid monthly. | ||
Important information
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Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
We do not compare every term deposits available in Australia, and this table does not compare every feature that may be relevant to you. Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability. Changing the filters will surface further relevant products. See how we sort and rank products.
Some providers pay us to promote a product or for a click through to their site. Any paid listing is marked “Sponsored Placement” wherever it appears. Payment never determines which products we show: we consider all relevant products in the market against the filters applied, and payment never changes the figures we display. See how we make money and our advertiser disclosure.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions before deciding. CompareThat compares products. We do not arrange, approve or process applications.
Guides
- Term Deposits Guide Breaking a term deposit early A term deposit trades access for certainty, and the cost of changing your mind is charged in interest rather than fees. Here is exactly how the penalty is worked out, and the simple structure that makes it unnecessary.
- Term Deposits Guide Term deposit or savings account? These two products look interchangeable on a rate table and behave completely differently in practice. The right choice depends far less on which pays more today than on when you will need the money.
The Numbers Behind These Rates
Where this market sits today, and the official figures behind it.
- Market averages Term Deposit Market Averages Today's average term deposit rate, by segment, and how it has moved since the last reading. Taken from every product in the feed, not a survey.
- Statistics Average Term Deposit Rates in Australia Term deposit rates are not a single number, they are a curve across terms. The live tiles below show the average and best rate in each term band, which is the fastest way to see where the banks think rates are heading.
- Market averages Savings Account Market Averages Today's average savings account rate, by segment, and how it has moved since the last reading. Taken from every product in the feed, not a survey.
- Statistics Average Savings Account Interest Rate in Australia Almost every high-interest savings account advertises one rate and pays another. The tiles below show the gap between the headline rate and the base rate you fall back to, live across the accounts we compare.
- Rate Tracker Every Market, One Page The daily average across home loans, savings, term deposits, credit cards and personal and car loans, measured against the RBA cash rate.