Rest

Choice - Accumulation

Choice product5 investment optionsPublic offer

Figures published by APRA in the annual Choice Comprehensive Product Performance publication, for the year ended 30 Jun 2026

Total fees on $50,000

$130 to $430 a year0.26% to 0.86% of a $50,000 balance

Across every published option

Administration fees on $50,000

$130 a year0.26% of a $50,000 balance

Across every published option

Investment options

All open to new members

APRA performance test

5 of 5 passed

Every option covered by the test

This product at its cheapest investment option charges less than the median Choice product, which costs $375 a year on a $50,000 balance.

APRA does not publish a net return on a $50,000 balance for Choice products, so there is no single return figure for this product. Investment returns are published per option, so they appear in the table below against the option and the measure they were taken with. Returns describe what has already been earned. They are not a forecast.

Fund and Product Details

Offered by	Rest
Trustee	Retail Employees Superannuation Pty. Limited
Fund	Retail Employees Superannuation Trust
Type of fund	Industry fund Run for its members, so its profits go back to them rather than to shareholders. Most started out covering one industry, and nearly all of them now accept anyone.
Who can join	Anyone can join this fund
Product type	Choice, where the member or their adviser selects the investment option, rather than MySuper, which is the default option an employer pays into
Investment menus	Accumulation
Investment options	5 published
APRA annual performance test	APRA tested 5 of this product’s investment options and recorded 5 as a pass and 0 as a fail.
Published in	Trustee-directed, not offered through a platform (5 options, returns as NIR)
Member assets across options	$11.7b

Fees and returns by investment option

APRA publishes a separate set of figures for every investment option inside this product, which is why the fees at the top of the page are shown as a range rather than a single number. Options appear in the order the fund published them, not ranked.

5 investment options

Fees and returns for each investment option published under Trustee-directed, not offered through a platform. Returns are Net investment return.
Investment option	Growth assets	Total fees	Admin fees	NIR 5yr	NIR 7yr	NIR 10yr	APRA test	Member accounts
Balanced Accumulation optionAccumulation	40%-60%	0.78%	0.26%	5.59%	5.79%	6.13%	Pass	30,950
Capital Stable Accumulation optionAccumulation	0%-40%	0.73%	0.26%	4.18%	4.24%	4.54%	Pass	20,010
Growth - Indexed Accumulation optionAccumulation	75%-90%	0.26%	0.26%	7.54%	8.18%	Not yet reportable	Pass	15,750
High Growth Accumulation optionAccumulation	90%-100%	0.86%	0.26%	8.74%	9.07%	9.45%	Pass	111,500
Sustainable Growth Accumulation optionAccumulation	75%-90%	0.66%	0.26%	7.56%	Not yet reportable	Not yet reportable	Pass*	16,490

NIR is the net investment return: what the investments earned after investment fees and tax, before administration fees come out. Fees are shares of the balance, shown against the $50,000 balance APRA reports them at. A dash means the figure was not reported, usually because the option does not have enough history for the period. It does not mean a return of zero.

Figures on this page are published by APRA in its annual Comprehensive Product Performance publication. This page is general advice only, not personal advice. It does not take into account your objectives, financial situation or needs. Fees are shown as a share of a $50,000 balance because that is the basis APRA reports them on, and your own balance, insurance cover and contributions will change what you actually pay and earn. APRA’s Choice publications cover trustee-directed products and non-platform externally-directed products, so an investment option you hold may not appear here. Read the fund’s Product Disclosure Statement and Target Market Determination before making any decision. CompareThat is a comparison service and is not a superannuation fund or a financial adviser. No one has paid for this product to appear here or for the position it holds in our listings.

Back to All Choice Products or compare MySuper products.

Important information

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Fees and returns shown are the figures published in APRA’s annual product performance publications, expressed as a percentage of a $50,000 account balance. They are updated when APRA republishes, not daily, and fees a fund charges may have changed since. Returns are what a product has already earned after fees and tax. Past performance is not an indicator of future performance. Before acting on any information shown here, you should confirm the fees, returns and product information with the fund.

We do not compare every MySuper product available in Australia, and this table does not compare every feature that may be relevant to you. Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability. Changing the filters will surface further relevant products. See how we sort and rank products.

No product in this table is a sponsored placement, and no fund pays us for a click through from this table. A fund can pay for a sponsored placement, and any product in one is marked “Sponsored Placement” wherever it appears. Payment never decides which products we show, and it never changes the fees, returns or other figures, which come from APRA. See how we make money and our advertiser disclosure.

This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the fund’s Product Disclosure Statement and Target Market Determination before deciding, and consider whether the product suits your age, your other super and your circumstances. CompareThat compares products. We do not arrange, approve or process applications.