MySuper - IQ Super, Resource Super & Nationwide
This product charges more than the median MySuper product, which costs $400 a year on a $50,000 balance.
Returns are what this product has already earned over the period shown. They are not a forecast and they do not indicate what it will earn next.
Fund and Product Details
| Offered by | Russell Investments Master Trust |
|---|---|
| Trustee | Total Risk Management Pty Limited |
| Fund | Russell Investments Master Trust |
| Type of fund | Retail fund Run by a bank, insurer or investment company, which earns a profit from running it as well as paying returns to members. Anyone can generally join one. |
| Who can join | Anyone can join this fund |
| How your money is invested | Moved between investments as you get older, in 41 published stages |
| APRA annual performance test | Pass |
| Member accounts | 45,620 |
| Total member assets | $5.2b |
Fees and returns by lifecycle stage
This is a lifecycle product, so it invests a member differently depending on their age and publishes a separate set of figures for each stage. That is why the fees and returns above are shown as a range rather than a single number. Each range runs from the lowest to the highest figure among the stages that reported one, and the table below lists every stage with the figures it reported. Stage names appear exactly as the fund published them.
- Growth assets
- 94.63%
- Total fees on $50,000
- 0.87%$435 a year
- Net return, 7 years
- 8.77% a year
- Net return, 10 years
- 8.32% a year
- Growth assets
- 73.05%
- Total fees on $50,000
- 0.87%$435 a year
- Net return, 7 years
- 6.33% a year
- Net return, 10 years
- 6.61% a year
These are the first and last stages in the order the fund published them. The lowest and highest figures in a range can belong to any stage.
All 41 published stages
| Stage | Growth assets | Total fees | Admin fees | Net return | Investment return | ||||
|---|---|---|---|---|---|---|---|---|---|
| 5 years | 7 years | 10 years | 5 years | 7 years | 10 years | ||||
| RIMT GOALTRACKER 25 AND UNDER | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 26 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 27 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 28 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 29 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 30 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 31 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 32 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 33 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 34 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 35 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 36 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 37 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 38 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 39 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 40 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 41 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 42 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 43 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 44 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 45 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 46 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 47 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 48 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 49 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 50 | 94.63% | 0.87% | 0.22% | 7.84% | 8.77% | 8.32% | 8.17% | 9.17% | 8.81% |
| RIMT GOALTRACKER 51 | 92.47% | 0.87% | 0.22% | 7.65% | 8.51% | 8.13% | 7.95% | 8.89% | 8.62% |
| RIMT GOALTRACKER 52 | 90.33% | 0.87% | 0.22% | 7.45% | 8.27% | 7.97% | 7.76% | 8.65% | 8.45% |
| RIMT GOALTRACKER 53 | 88.15% | 0.87% | 0.22% | 7.25% | 8.02% | 7.79% | 7.57% | 8.42% | 8.29% |
| RIMT GOALTRACKER 54 | 85.97% | 0.87% | 0.22% | 7.06% | 7.78% | 7.63% | 7.36% | 8.16% | 8.11% |
| RIMT GOALTRACKER 55 | 83.85% | 0.87% | 0.22% | 6.86% | 7.53% | 7.45% | 7.17% | 7.92% | 7.94% |
| RIMT GOALTRACKER 56 | 81.70% | 0.87% | 0.22% | 6.66% | 7.30% | 7.29% | 6.98% | 7.68% | 7.77% |
| RIMT GOALTRACKER 57 | 79.53% | 0.87% | 0.22% | 6.46% | 7.05% | 7.11% | 6.76% | 7.43% | 7.59% |
| RIMT GOALTRACKER 58 | 77.38% | 0.87% | 0.22% | 6.27% | 6.78% | 6.93% | 6.57% | 7.17% | 7.41% |
| RIMT GOALTRACKER 59 | 75.22% | 0.87% | 0.22% | 6.07% | 6.56% | 6.77% | 6.36% | 6.93% | 7.25% |
| RIMT GOALTRACKER 60 | 73.05% | 0.87% | 0.22% | 5.87% | 6.33% | 6.61% | 6.17% | 6.71% | 7.09% |
| RIMT GOALTRACKER 61 | 73.05% | 0.87% | 0.22% | 5.87% | 6.33% | 6.61% | 6.17% | 6.71% | 7.09% |
| RIMT GOALTRACKER 62 | 73.05% | 0.87% | 0.22% | 5.87% | 6.33% | 6.61% | 6.17% | 6.71% | 7.09% |
| RIMT GOALTRACKER 63 | 73.05% | 0.87% | 0.22% | 5.87% | 6.33% | 6.61% | 6.17% | 6.71% | 7.09% |
| RIMT GOALTRACKER 64 | 73.05% | 0.87% | 0.22% | 5.87% | 6.33% | 6.61% | 6.17% | 6.71% | 7.09% |
| RIMT GOALTRACKER 65 AND OVER | 73.05% | 0.87% | 0.22% | 5.87% | 6.33% | 6.61% | 6.17% | 6.71% | 7.09% |
Fees and net returns are shown as a share of a $50,000 balance, which is the balance APRA reports them at. Investment returns are published as a rate, not against a balance. Every return is a yearly average over its period. A dash means the fund has not reported that figure, usually because the stage does not have enough history for the period. It does not mean a return of zero.
Figures on this page are published by APRA in its annual Comprehensive Product Performance Package. This page is general advice only, not personal advice. It does not take into account your objectives, financial situation or needs. Fees and returns are shown as a share of a $50,000 balance because that is the basis APRA reports them on, and your own balance, insurance cover and contributions will change what you actually pay and earn. Read the fund’s Product Disclosure Statement and Target Market Determination before making any decision. CompareThat is a comparison service and is not a superannuation fund or a financial adviser. No one has paid for this product to appear here or for the position it holds in our listings.
Important information
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Fees and returns shown are the figures published in APRA’s annual product performance publications, expressed as a percentage of a $50,000 account balance. They are updated when APRA republishes, not daily, and fees a fund charges may have changed since. Returns are what a product has already earned after fees and tax. Past performance is not an indicator of future performance. Before acting on any information shown here, you should confirm the fees, returns and product information with the fund.
We do not compare every MySuper product available in Australia, and this table does not compare every feature that may be relevant to you. Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability. Changing the filters will surface further relevant products. See how we sort and rank products.
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This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the fund’s Product Disclosure Statement and Target Market Determination before deciding, and consider whether the product suits your age, your other super and your circumstances. CompareThat compares products. We do not arrange, approve or process applications.