Equity Trustees Super

Equity Trustees runs 2 MySuper products and 65 Choice products. Its products are offered through 8 funds: AMG Super, Centric Super Fund, Guild Retirement Fund, National Mutual Retirement Fund, Perpetual WealthFocus Superannuation Fund, Perpetual's Select Superannuation Fund, Smart Future Trust and Super Retirement Fund. The fees and returns below are the figures APRA publishes each year.

Side-by-side Compare isn't offered for super. Fees and returns are set by age stage or by investment option, so products don't line up column by column. Open a product to see the figures for every stage or option.

MySuper Products

Figures published by APRAThe Australian Prudential Regulation Authority supervises superannuation funds and publishes a yearly package of product statistics. For MySuper products it covers fees, net returns and the annual performance test result. Superannuation is not part of the Consumer Data Right, so unlike the banking and energy products on this site these figures update once a year rather than daily. in the annual MySuper Comprehensive Product Performance publication, for the year ended 30 Jun 2026
FundActions
Guild Super MySuper LifecycleTotal fees$300 to $390 a year0.60% to 0.78% of a $50,000 balanceNet return 7yr5.87% to 8.19% a yearNet return 10yr6.21% to 8.83% a yearFund details
APRA testPass
Trustee
Equity Trustees Superannuation Limited
Members
94k
Fund assets
$3.8b
smartMonday PRIME - MySuperTotal fees$355 to $375 a year0.71% to 0.75% of a $50,000 balanceNet return 7yr3.54% to 6.94% a yearNet return 10yr3.34% to 8.19% a yearFund details
APRA testPass
Trustee
Equity Trustees Superannuation Limited
Members
32k
Fund assets
$3.4b

Choice Products

Figures published by APRAThe Australian Prudential Regulation Authority supervises superannuation funds and publishes a yearly package of product statistics. For Choice products it covers fees and per-option investment returns, and the annual performance test where the option is covered by it. Superannuation is not part of the Consumer Data Right, so unlike the banking and energy products on this site these figures update once a year rather than daily. in the annual Choice Comprehensive Product Performance publication, for the year ended 30 Jun 2026
ProductActions
Raiz Invest Super AccumulationAMG SuperTotal fees$135 to $605 a year0.27% to 1.21% of a $50,000 balanceOptions9APRA testAPRA tested 9 of this product’s investment options and recorded 9 as a pass and 0 as a fail.Product details
Trustee
Equity Trustees Superannuation Limited
Option assets
$435.7m
Acenda Maturity Growth Superannuation PlanSmart Future TrustTotal fees$250 a year0.50% of a $50,000 balanceOptions1APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Equity Trustees Superannuation Limited
Option assets
$27.0m
Life Umbrella SuperSuper Retirement FundTotal fees$255 a year0.51% of a $50,000 balanceOptions1APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Equity Trustees Superannuation Limited
Umbrella Financial Plan SuperSuper Retirement FundTotal fees$255 to $495 a year0.51% to 0.99% of a $50,000 balanceOptions6APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Equity Trustees Superannuation Limited
Option assets
$91.4m
Umbrella Investment Plan SuperSuper Retirement FundTotal fees$255 to $495 a year0.51% to 0.99% of a $50,000 balanceOptions3APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Equity Trustees Superannuation Limited
Option assets
$5.1m
smartMonday PRIME - ChoiceSmart Future TrustTotal fees$270 to $470 a year0.54% to 0.94% of a $50,000 balanceOptions6APRA testAPRA tested 5 of this product’s investment options and recorded 5 as a pass and 0 as a fail. A further 1 option is not covered by the test.Product details
Trustee
Equity Trustees Superannuation Limited
Option assets
$2.5b
Retirement Investment PlanSuper Retirement FundTotal fees$280 a year0.56% of a $50,000 balanceOptions1APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Equity Trustees Superannuation Limited
Centric Super AccumulationCentric Super FundTotal fees$310 a year0.62% of a $50,000 balanceOptions7APRA testAPRA tested 7 of this product’s investment options and recorded 7 as a pass and 0 as a fail.Product details
Trustee
Equity Trustees Superannuation Limited
Option assets
$143.5m
SuperLinkSuper Retirement FundTotal fees$320 a year0.64% of a $50,000 balanceOptions1APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Equity Trustees Superannuation Limited
Option assets
$24.5m
SuperLink Plus Series 2Super Retirement FundTotal fees$320 a year0.64% of a $50,000 balanceOptions1APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Equity Trustees Superannuation Limited
Option assets
$5.5m
SuperUnitsSuper Retirement FundTotal fees$320 a year0.64% of a $50,000 balanceOptions1APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Equity Trustees Superannuation Limited
Option assets
$17.1m
Retirement Accumulation PlanSuper Retirement FundTotal fees$325 a year0.65% of a $50,000 balanceOptions1APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Equity Trustees Superannuation Limited
Option assets
$17.0m
Flexipol SuperannuationNational Mutual Retirement FundTotal fees$330 a year0.66% of a $50,000 balanceOptions1APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Equity Trustees Superannuation Limited
Option assets
$17.4m
Future SuperSmart Future TrustTotal fees$360 to $750 a year0.72% to 1.50% of a $50,000 balanceOptions6APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Equity Trustees Superannuation Limited
Option assets
$2.4b
Acclaim CoreAMG SuperTotal fees$365 to $400 a year0.73% to 0.80% of a $50,000 balanceOptions7APRA testAPRA tested 6 of this product’s investment options and recorded 6 as a pass and 0 as a fail. A further 1 option is not covered by the test.Product details
Trustee
Equity Trustees Superannuation Limited
Option assets
$67.8m
Accelerator Personal Superannuation PlanNational Mutual Retirement FundTotal fees$380 to $405 a year0.76% to 0.81% of a $50,000 balanceOptions3APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Equity Trustees Superannuation Limited
Option assets
$5.2m or more
Goldline Personal Superannuation PlanNational Mutual Retirement FundTotal fees$390 to $550 a year0.78% to 1.10% of a $50,000 balanceOptions4APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Equity Trustees Superannuation Limited
Option assets
$29.8m or more
Superannuation BondSuper Retirement FundTotal fees$395 to $570 a year0.79% to 1.14% of a $50,000 balanceOptions19APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Equity Trustees Superannuation Limited
Option assets
$18.0m or more
Wealth Portfolio SuperannuationSuper Retirement FundTotal fees$395 to $495 a year0.79% to 0.99% of a $50,000 balanceOptions5APRA testAPRA’s annual performance test does not cover any of this product’s investment options.Product details
Trustee
Equity Trustees Superannuation Limited
Option assets
$140.1m or more
AMG PersonalAMG SuperTotal fees$405 to $440 a year0.81% to 0.88% of a $50,000 balanceOptions7APRA testAPRA tested 6 of this product’s investment options and recorded 6 as a pass and 0 as a fail. A further 1 option is not covered by the test.Product details
Trustee
Equity Trustees Superannuation Limited
Option assets
$32.6m or more

Important information

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Fees and returns shown are the figures published in APRA’s annual product performance publications, expressed as a percentage of a $50,000 account balance. They are updated when APRA republishes, not daily, and fees a fund charges may have changed since. Returns are what a product has already earned after fees and tax. Past performance is not an indicator of future performance. Before acting on any information shown here, you should confirm the fees, returns and product information with the fund.

We do not compare every MySuper product available in Australia, and this table does not compare every feature that may be relevant to you. Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability. Changing the filters will surface further relevant products. See how we sort and rank products.

No product in this table is a sponsored placement, and no fund pays us for a click through from this table. A fund can pay for a sponsored placement, and any product in one is marked “Sponsored Placement” wherever it appears. Payment never decides which products we show, and it never changes the fees, returns or other figures, which come from APRA. See how we make money and our advertiser disclosure.

This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the fund’s Product Disclosure Statement and Target Market Determination before deciding, and consider whether the product suits your age, your other super and your circumstances. CompareThat compares products. We do not arrange, approve or process applications.