IOOF

Expand Essential Retirement Boost (Super)

Choice product29 investment optionsPublic offer
Figures published by APRAThe Australian Prudential Regulation Authority supervises superannuation funds and publishes a yearly package of product statistics. For Choice products it covers fees and per-option investment returns, and the annual performance test where the option is covered by it. Superannuation is not part of the Consumer Data Right, so unlike the banking and energy products on this site these figures update once a year rather than daily. in the annual Choice Comprehensive Product Performance publication, for the year ended 30 Jun 2026
Total fees on $50,000
Not yet reportable
Across every published option
Administration fees on $50,000
Not yet reportable
Across every published option
Investment options
29
25 open to new members, 4 closed
APRA performance test
25 of 29 passed
Every option covered by the test

APRA does not publish a net return on a $50,000 balance for Choice products, so there is no single return figure for this product. Investment returns are published per option, so they appear in the table below against the option and the measure they were taken with. Returns describe what has already been earned. They are not a forecast.

Fund and Product Details

Offered byIOOF
TrusteeI.O.O.F. Investment Management Limited
FundIOOF Portfolio Service Superannuation Fund
Type of fundRetail fund Run by a bank, insurer or investment company, which earns a profit from running it as well as paying returns to members. Anyone can generally join one.
Who can joinAnyone can join this fund
Product typeChoice, where the member or their adviser selects the investment option, rather than MySuper, which is the default option an employer pays into
Investment menusExpand Essential Plus Super Menu, Expand Essential Super Menu
Investment options29 published, of which 4 are closed to new members
APRA annual performance testAPRA tested 29 of this product’s investment options and recorded 25 as a pass and 4 as a fail.
Published inTrustee-directed, offered through an investment platform (29 options, returns as GIRNF)
Member assets across options$173.8m or more, as APRA withheld the figure for at least one option

Fees and returns by investment option

APRA publishes a separate set of figures for every investment option inside this product, which is why the fees at the top of the page are shown as a range rather than a single number. Options appear in the order the fund published them, not ranked.

29 investment options
Fees and returns for each investment option published under Trustee-directed, offered through an investment platform. Returns are Gross investment return net of fees.
Investment optionGrowth assets Total fees Admin feesGIRNF 5yr GIRNF 7yrGIRNF 10yrAPRA test Member accounts
MLC Index Plus BalancedExpand Essential Plus Super Menu75%-90%Not publishedNot published7.26%7.65%Not yet reportablePassWithheld
MLC Index Plus BalancedExpand Essential Super Menu75%-90%Not publishedNot published7.26%7.65%Not yet reportablePass160
MLC Index Plus ConservativeExpand Essential Plus Super Menu40%-60%Not publishedNot published5.96%6.15%Not yet reportablePassWithheld
MLC Index Plus ConservativeExpand Essential Super Menu40%-60%Not publishedNot published5.96%6.15%Not yet reportablePass70
MLC Index Plus GrowthExpand Essential Plus Super Menu75%-90%Not publishedNot published8.51%8.93%Not yet reportablePass30
MLC Index Plus GrowthExpand Essential Super Menu75%-90%Not publishedNot published8.51%8.93%Not yet reportablePass370
MLC MultiActive BalancedExpand Essential Super Menu60%-75%Not publishedNot published6.63%7.56%8.14%PassWithheld
MLC MultiActive Capital StableExpand Essential Plus Super Menu0%-40%Not publishedNot published3.42%3.70%4.09%PassWithheld
MLC MultiActive Capital StableExpand Essential Super Menu0%-40%Not publishedNot published3.42%3.70%4.09%PassWithheld
MLC MultiActive ConservativeExpand Essential Super Menu40%-60%Not publishedNot published4.62%4.79%5.11%PassWithheld
MLC MultiActive Diversified Fixed IncomeExpand Essential Plus Super Menu0%-40%Not publishedNot published1.16%2.04%2.71%PassWithheld
MLC MultiActive Diversified Fixed IncomeExpand Essential Super Menu0%-40%Not publishedNot published1.16%2.04%2.71%Pass30
MLC MultiActive GearedExpand Essential Plus Super Menu>100%Not publishedNot published9.20%10.74%12.24%FailWithheld
MLC MultiActive GearedExpand Essential Super Menu>100%Not publishedNot published9.20%10.74%12.24%Fail170
MLC MultiActive GrowthExpand Essential Plus Super Menu75%-90%Not publishedNot published7.22%8.44%9.15%PassWithheld
MLC MultiActive GrowthExpand Essential Super Menu75%-90%Not publishedNot published7.22%8.44%9.15%PassWithheld
MLC MultiActive High GrowthExpand Essential Plus Super Menu90%-100%Not publishedNot published7.78%8.78%9.86%FailWithheld
MLC MultiActive High GrowthExpand Essential Super Menu90%-100%Not publishedNot published7.78%8.78%9.86%Fail30
MLC MultiActive ModerateExpand Essential Plus Super Menu40%-60%Not publishedNot published5.78%6.24%6.69%PassWithheld
MLC MultiSeries 30Expand Essential Super Menu0%-40%Not publishedNot published4.29%4.63%Not yet reportablePassWithheld
MLC MultiSeries 50Expand Essential Super Menu40%-60%Not publishedNot published5.58%6.03%Not yet reportablePass30
MLC MultiSeries 70Expand Essential Plus Super Menu60%-75%Not publishedNot published7.23%7.66%8.08%PassWithheld
MLC MultiSeries 70Expand Essential Super Menu60%-75%Not publishedNot published7.23%7.66%8.08%Pass170
MLC MultiSeries 90Expand Essential Plus Super Menu75%-90%Not publishedNot published8.38%8.71%Not yet reportablePassWithheld
MLC MultiSeries 90Expand Essential Super Menu75%-90%Not publishedNot published8.38%8.71%Not yet reportablePass200
MLC WS Horizon 4 Balanced PortfolioExpand Essential Plus Super MenuClosed to new members60%-75%Not publishedNot published5.97%6.68%7.42%PassWithheld
MLC WS Horizon 4 Balanced PortfolioExpand Essential Super MenuClosed to new members60%-75%Not publishedNot published5.97%6.68%7.42%PassWithheld
MLC Wholesale Horizon 5 Growth PortfolioExpand Essential Plus Super MenuClosed to new members75%-90%Not publishedNot published7.01%7.88%8.61%PassWithheld
MLC Wholesale Horizon 5 Growth PortfolioExpand Essential Super MenuClosed to new members75%-90%Not publishedNot published7.01%7.88%8.61%PassWithheld

GIRNF is the gross investment return net of fees. It is not the same measure as the net investment return published for other superannuation products and the two cannot be compared with each other. Fees are shares of the balance, shown against the $50,000 balance APRA reports them at. A dash means the figure was not reported, usually because the option does not have enough history for the period. It does not mean a return of zero.

Figures on this page are published by APRA in its annual Comprehensive Product Performance publication. This page is general advice only, not personal advice. It does not take into account your objectives, financial situation or needs. Fees are shown as a share of a $50,000 balance because that is the basis APRA reports them on, and your own balance, insurance cover and contributions will change what you actually pay and earn. APRA’s Choice publications cover trustee-directed products and non-platform externally-directed products, so an investment option you hold may not appear here. Read the fund’s Product Disclosure Statement and Target Market Determination before making any decision. CompareThat is a comparison service and is not a superannuation fund or a financial adviser. No one has paid for this product to appear here or for the position it holds in our listings.

Back to All Choice Products or compare MySuper products.

Important information

Find out moreShow less

Fees and returns shown are the figures published in APRA’s annual product performance publications, expressed as a percentage of a $50,000 account balance. They are updated when APRA republishes, not daily, and fees a fund charges may have changed since. Returns are what a product has already earned after fees and tax. Past performance is not an indicator of future performance. Before acting on any information shown here, you should confirm the fees, returns and product information with the fund.

We do not compare every MySuper product available in Australia, and this table does not compare every feature that may be relevant to you. Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability. Changing the filters will surface further relevant products. See how we sort and rank products.

No product in this table is a sponsored placement, and no fund pays us for a click through from this table. A fund can pay for a sponsored placement, and any product in one is marked “Sponsored Placement” wherever it appears. Payment never decides which products we show, and it never changes the fees, returns or other figures, which come from APRA. See how we make money and our advertiser disclosure.

This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the fund’s Product Disclosure Statement and Target Market Determination before deciding, and consider whether the product suits your age, your other super and your circumstances. CompareThat compares products. We do not arrange, approve or process applications.