Unity Bank

We compare 23 home loans, 3 car loans, 8 personal loans, 2 savings accounts and 2 credit cards from Unity Bank. Its lowest variable owner-occupied principal and interest rate on home loans is 6.05% p.a. (comparison 6.10% p.a.*), on the Essential Worker Home Loan - Owner Occupier. Unity Bank last updated a product in its published data on 15 Oct 2026.

ABN
72 087 650 637
Checked against Unity Bank’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026

Compare Unity Bank Products

Each link opens Unity Bank’s products in that category, shown with the same figures we use for the rest of the market.

Home Loans

23 home loans
Lowest variable rate, owner-occupied, principal & interest6.05% p.a.6.10% p.a. comparison rate*Essential Worker Home Loan - Owner Occupier

Variable owner-occupied principal and interest rates on 9 of its 23 home loans run from 6.05% to 6.44% p.a., with comparison rates from 6.10% to 6.49% p.a. Of its 23 rate options, 10 are fixed and 13 variable. Its average variable owner-occupied principal and interest rate is 6.26% p.a. (comparison 6.30% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*

Includes Essential Worker Home Loan - Owner Occupier, Australian Government 5% Deposit Scheme, First Home Buyer Loan - Owner Occupied - SO, Vic Homebuyer Fund, Momentum Home Loan 60LVR - Owner Occupier - Variable - P&I SO, Advantage Home Loan - Owner Occupied - Variable P&I - Without Offset, Momentum Home Loan 60-80LVR - Owner Occupier - Variable - P&I SO, Advantage Home Loan - Owner Occupied - Variable P&I - With Offset

All 9 of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.

Source: Reserve Bank of Australia

See the Full List on the Rate Tracker

Car Loans

3 car loans
Lowest advertised rate6.49% p.a.6.49% p.a. comparison rate*Green Car Loan

Advertised rates across its 3 car loans run from 6.49% to 9.99% p.a., with comparison rates from 6.49% to 10.01% p.a. Of those, 3 publish a fixed rate. Its average advertised rate is 8.16% p.a. (comparison 8.17% p.a.), against a market average of 7.88% p.a. (comparison 8.49% p.a.) across 113 car loans from 54 providers. None of these headline rates has changed in the last 30 days.*

Products Green Car Loan, Fixed Rate Car Loan P&I <5Y, Fixed Rate Car Loan P&I >5Y

Personal Loans

8 personal loans
Lowest advertised rate5.55% p.a.5.55% p.a. comparison rate*Green Upgrades Loan (with mortgage)

Advertised rates across its 8 personal loans run from 5.55% to 16.99% p.a., with comparison rates from 5.55% to 17.01% p.a. Of those, 8 publish a variable rate. Its average advertised rate is 9.52% p.a. (comparison 9.66% p.a.), against a market average of 9.39% p.a. (comparison 10.12% p.a.) across 186 personal loans from 72 providers. None of these headline rates has changed in the last 30 days.*

Products Green Upgrades Loan (with mortgage), Community Support Loan, Green Upgrades Loan, Diamond Fair Rate Personal Loan Varibale P&I, Emerald Fair Rate Personal Loan Variable P&I, Sapphire Fair Rate Personal Loan Variable P&I, Ruby Fair Rate Personal Loan Variable P&I, Opal Fair Rate Personal Loan Variable P&I

Credit Cards

2 credit cards
Lowest purchase rate7.49% p.a.Low Rate Visa Credit Card

Purchase rates across its 2 credit cards run from 7.49% to 19.99% p.a. Of those, 2 publish a balance transfer or introductory rate. None of these headline rates has changed in the last 30 days.

Products Low Rate Visa Credit Card, Platinum Visa Credit Card

These figures leave out 1 business credit card. Show them

Comparison rate warning

*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.

This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.