Each link opens The Mac’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest5.92% p.a.5.98% p.a. comparison rate*First Home Buyers Owner Occupied P&I Variable owner-occupied principal and interest rates on 7 of its 13 home loans run from 5.92% to 7.92% p.a., with comparison rates from 5.98% to 7.99% p.a. Of its 13 rate options, 6 are fixed and 7 variable. Its average variable owner-occupied principal and interest rate is 7.38% p.a. (comparison 7.45% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Includes First Home Buyers Owner Occupied P&I, Low LVR Ooc P&I, Basic Variable Loan Owner Occupied P&I >750K, Basic Variable Loan Owner Occupied P&I 500K to 750K, Basic Variable Loan Owner Occupied P&I 250K to 500K, Basic Variable Loan Owner Occupied P&I, Mortgage Offset Owner Occupied P&I, 2 Year Discounted Basic Variable Loan Owner Occupied P&I
All 7 of its variable home loans show no rate change since the RBA’s 29 Sep 2026 decision.
Lowest advertised rate6.19% p.a.6.56% p.a. comparison rate*New Car Loan Fixed Its headline rate has not changed in the last 30 days.
Lowest advertised rate9.29% p.a.9.67% p.a. comparison rate*Secured Personal Fixed Advertised rates across its 2 personal loans run from 9.29% to 15.99% p.a., with comparison rates from 9.67% to 16.29% p.a. Of those, 2 publish a fixed rate. None of these headline rates has changed in the last 30 days.*
Products Secured Personal Fixed, Unsecured Personal Fixed
Highest advertised rate1.90% p.a.eSaver
Advertised rates across its 12 savings accounts run from 0.00% to 1.90% p.a. Its average advertised rate is 0.34% p.a., against a market average of 3.30% p.a. across 312 savings accounts from 85 providers.
Includes eSaver, Christmas Saver, Savings 1, Savings 2, Savings 3, Savings 4, Savings 5, Savings 6
Both of its savings accounts show no rate change since the RBA’s 29 Sep 2026 decision.
Highest advertised rate5.20% p.a.Mini Mac Term Deposit
Terms run from 3 months to 2 years. Its average advertised rate is 5.20% p.a., against a market average of 4.13% p.a. across 647 term deposits from 85 providers. 3 headline rates have risen in the last 30 days.
Products Mini Mac Term Deposit, Term Savings I4, Youth Saver Term Dep.
Comparison rate warning
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.