SWSbank

We compare 4 home loans, 3 car loans, 3 personal loans, 2 savings accounts, 5 term deposits and 1 credit card from SWSbank. Its lowest variable owner-occupied principal and interest rate on home loans is 6.10% p.a. (comparison 6.10% p.a.*), on the Standard Variable Rate Home Loan. SWSbank last updated a product in its published data on 10 Jun 2026.

ABN
80 087 650 673
Checked against SWSbank’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026

Compare SWSbank Products

Each link opens SWSbank’s products in that category, shown with the same figures we use for the rest of the market.

Home Loans

4 home loans
Lowest variable rate, owner-occupied, principal & interest6.10% p.a.6.10% p.a. comparison rate*Standard Variable Rate Home Loan

Of its 4 rate options, 3 are fixed and 1 variable.

Products Standard Variable Rate Home Loan, Investment Home Loan - Interest Only, Investment Standard Variable Home Loan, Optimum 1 Year Fixed Rate Home Loan, Optimum 2 Year Fixed Rate Home Loan, Optimum 3 Year Fixed Rate Home Loan, Optimum Investor 1 Year Fixed Rate Home Loan, Optimum Investor 2 Year Fixed Rate Home Loan

Its variable home loan shows no rate change since the RBA’s 29 Sep 2026 decision.

Source: Reserve Bank of Australia

See the Full List on the Rate Tracker

Car Loans

3 car loans
Lowest advertised rate5.79% p.a.5.79% p.a. comparison rate*5 Year Variable Interest Vehicle Loan

Advertised rates across its 3 car loans run from 5.79% to 6.00% p.a., with comparison rates from 5.79% to 6.00% p.a. Of those, 1 publishes a fixed rate and 2 a variable rate. Its average advertised rate is 5.93% p.a. (comparison 5.93% p.a.), against a market average of 7.88% p.a. (comparison 8.49% p.a.) across 113 car loans from 54 providers. None of these headline rates has changed in the last 30 days.*

Products 5 Year Variable Interest Vehicle Loan, Fixed Rate Vehicle Loan, 7 Year Variable Interest Vehicle Loan

Personal Loans

3 personal loans
Lowest advertised rate8.35% p.a.8.35% p.a. comparison rate*Greener Futures Loan

Advertised rates across its 3 personal loans run from 8.35% to 12.95% p.a., with comparison rates from 8.35% to 12.95% p.a. Of those, 3 publish a variable rate. Its average advertised rate is 9.93% p.a. (comparison 9.93% p.a.), against a market average of 9.39% p.a. (comparison 10.12% p.a.) across 186 personal loans from 72 providers. None of these headline rates has changed in the last 30 days.*

Products Greener Futures Loan, Secured Personal Loan, Unsecured Personal Loan

Term Deposits

5 term deposits
Highest advertised rate5.00% p.a.12 Month Term Deposit

Advertised rates across its 5 term deposits run from 3.35% to 5.00% p.a. Terms run from 3 months to 2 years. Its average advertised rate is 4.06% p.a., against a market average of 4.13% p.a. across 647 term deposits from 85 providers. None of these headline rates has changed in the last 30 days.

Products 12 Month Term Deposit, 24 Month Term Deposit, 9 Month Term Deposit, 6 Month Term Deposit, 3 Month Term Deposit

Comparison rate warning

*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.

This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.