We compare 8 rate options across 4 home loans, 1 car loan, 1 personal loan, 2 savings accounts, 1 term deposit and 2 credit cards from Summerland Bank. Its lowest variable owner-occupied principal and interest rate on home loans is 5.84% p.a. (comparison 5.90% p.a.*), on the ECO Home Loan. Summerland Bank last updated a product in its published data on 19 Oct 2026.
ABN
21 087 650 360
Checked against Summerland Bank’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
Compare Summerland Bank Products
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Lowest variable rate, owner-occupied, principal & interest5.84% p.a.5.90% p.a. comparison rate*ECO Home Loan
Variable owner-occupied principal and interest rates on 3 of its 4 home loans run from 5.84% to 5.99% p.a., with comparison rates from 5.90% to 6.36% p.a. Of its 8 rate options, 5 are fixed and 3 variable. Its average variable owner-occupied principal and interest rate is 5.91% p.a. (comparison 6.07% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Products ECO Home Loan, Basic Variable Home Loan, Premium Variable Home Loan, Basic Variable Investment Loan, ECO Investment Home Loan, Fixed Rate Investment Loan, Fixed Rate Loan, Premium Variable Investment Ln
All 3 of its variable home loans show no rate change since the RBA’s 29 Sep 2026 decision.
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
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