We compare 10 rate options across 5 home loans from RedZed. Its lowest variable owner-occupied principal and interest rate on home loans is 7.07% p.a. (comparison 7.44% p.a.*), on the SE Prime. RedZed last updated a product in its published data on 14 Oct 2026.
ABN
31 123 588 527
Checked against RedZed’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
Compare RedZed Products
Each link opens RedZed’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest7.07% p.a.7.44% p.a. comparison rate*SE Prime
Variable owner-occupied principal and interest rates across its 5 home loans run from 7.07% to 8.94% p.a., with comparison rates from 7.44% to 9.47% p.a. Its average variable owner-occupied principal and interest rate is 7.82% p.a. (comparison 8.26% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Products SE Prime, SE Prime XL $2.5 - $3.5M, Reward, SE Prime XL $3.5 - $5.0M, Recharge
These figures leave out 1 business or SMSF home loan. Show them
All 4 of the variable home loans we could check have had a rate change since the RBA’s 29 Sep 2026 decision.
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.