Each link opens Police Credit Union’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest6.14% p.a.6.18% p.a. comparison rate*Low Rate Home Loan - First Home Buyer Variable owner-occupied principal and interest rates on 10 of its 25 home loans run from 6.14% to 7.74% p.a., with comparison rates from 6.18% to 7.81% p.a. Of its 25 rate options, 15 are fixed and 10 variable. Its average variable owner-occupied principal and interest rate is 6.90% p.a. (comparison 6.96% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Includes Low Rate Home Loan - First Home Buyer, Low Rate Home Loan Special Offer - Owner Occupied, Low Rate Home Loan - Owner Occupied, Renovation Loan - Owner Occupied, Better Home Loan 95% LVR - First Home Buyer, Better Home Loan 80% LVR - Owner Occupied, Better Home Loan 90% LVR - Owner Occupied, Standard Variable Home Loan 80% LVR - Owner Occupied
All 10 of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
Lowest advertised rate6.49% p.a.6.90% p.a. comparison rate*The Best Car Loan Advertised rates across its 5 car loans run from 6.49% to 7.98% p.a., with comparison rates from 6.90% to 8.40% p.a. Of those, 2 publish a fixed rate and 3 a variable rate. Its average advertised rate is 7.14% p.a. (comparison 7.55% p.a.), against a market average of 7.88% p.a. (comparison 8.49% p.a.) across 113 car loans from 54 providers. None of these headline rates has changed in the last 30 days.*
Products The Best Car Loan, Low Rate Car Loan Special Offer - Variable, Better Car Loan, Fixed Car Loan, Variable Car Loan
Lowest advertised rate6.98% p.a.6.98% p.a. comparison rate*Solar Eco Loan - Variable Advertised rates across its 2 personal loans run from 6.98% to 7.24% p.a., with comparison rates from 6.98% to 7.65% p.a. Of those, 1 publishes a fixed rate and 1 a variable rate. None of these headline rates has changed in the last 30 days.*
Products Solar Eco Loan - Variable, Fixed Rate Personal Loan
Highest advertised rate5.00% p.a.Focus Saver Account
Advertised rates across its 4 savings accounts run from 0.45% to 5.00% p.a. Of those, 2 pay a bonus rate when conditions are met. Its average advertised rate is 3.62% p.a., against a market average of 3.30% p.a. across 312 savings accounts from 85 providers.
Products Focus Saver Account, Beans Savings Account, iSavings Account, Rural On-Call Savings Account
These figures leave out 1 business savings account. Show them
All 4 of its savings accounts show no rate change since the RBA’s 29 Sep 2026 decision.
Highest advertised rate5.45% p.a.Adelaide Term Deposit
Terms run from 2 months to 4 years. Its average advertised rate is 5.45% p.a., against a market average of 4.13% p.a. across 647 term deposits from 85 providers. 8 headline rates have risen in the last 30 days.
Products Adelaide Term Deposit, Contact Term Deposit, Marion Term Deposit, MT Barker Term Deposit, MT Gambier TRM Deposit, Palmerston TRM Deposit, TTP Term Deposit, Yorketown Term Deposit
Lowest purchase rate8.74% p.a.SoLo Credit Card
Purchase rates across its 2 credit cards run from 8.74% to 14.24% p.a. None of these headline rates has changed in the last 30 days.
Products SoLo Credit Card, extralite Credit Card
Comparison rate warning
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.