We compare 24 rate options across 2 home loans from NRMA Home Loans. Its lowest variable owner-occupied principal and interest rate on home loans is 6.19% p.a. (comparison 6.23% p.a.*), on the NRMA Basic Home Loan. NRMA Home Loans last updated a product in its published data on 19 Oct 2026.
Each link opens NRMA Home Loans’s products in that category, shown with the same figures we use for the rest of the market.
Of its 24 rate options, 20 are fixed and 4 variable.
Products NRMA Basic Home Loan, NRMA Offset Home Loan
Both of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.