Northern Inland Credit Union

We compare 9 home loans, 2 car loans, 2 personal loans, 5 savings accounts, 15 term deposits and 1 credit card from Northern Inland Credit Union. Its lowest variable owner-occupied principal and interest rate on home loans is 5.94% p.a. (comparison 5.98% p.a.*), on the Value Home Loan - Owner Occupied. Northern Inland Credit Union last updated a product in its published data on 15 Oct 2026.

Registered name
Northern Inland Credit Union Limited
ABN
36 087 650 422
Checked against Northern Inland Credit Union’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026

Compare Northern Inland Credit Union Products

Each link opens Northern Inland Credit Union’s products in that category, shown with the same figures we use for the rest of the market.

Home Loans

9 home loans
Lowest variable rate, owner-occupied, principal & interest5.94% p.a.5.98% p.a. comparison rate*Value Home Loan - Owner Occupied

Variable owner-occupied principal and interest rates on 4 of its 9 home loans run from 5.94% to 7.69% p.a., with comparison rates from 5.98% to 7.86% p.a. Of its 9 rate options, 4 are fixed and 5 variable. Its average variable owner-occupied principal and interest rate is 6.64% p.a. (comparison 6.86% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*

Includes Value Home Loan - Owner Occupied, Dream Home Loan New Borrowing, Dream Home Loan Variable PI Owner Occupied, Smart Home Loan Variable, Dream Home Loan New Borrowing INV, Dream Home Loan Variable IO Investment, Dream Home Loan Variable IO Owner Occupied, Dream Home Loan Variable PI (Investment)

1 of its 4 variable home loans shows no rate change since the RBA’s 29 Sep 2026 decision: Value Home Loan - Owner Occupied.

Source: Reserve Bank of Australia

See the Full List on the Rate Tracker

Car Loans

2 car loans
Lowest advertised rate7.74% p.a.8.30% p.a. comparison rate*Brand New Vehicle Loan

Advertised rates across its 2 car loans run from 7.74% to 9.49% p.a., with comparison rates from 8.30% to 10.32% p.a. Of those, 2 publish a fixed rate. None of these headline rates has changed in the last 30 days.*

Products Brand New Vehicle Loan, Used Vehicle Loan

Personal Loans

2 personal loans
Lowest advertised rate6.49% p.a.6.49% p.a. comparison rate*Green Loan

Advertised rates across its 2 personal loans run from 6.49% to 12.49% p.a., with comparison rates from 6.49% to 15.58% p.a. Of those, 2 publish a fixed rate. None of these headline rates has changed in the last 30 days.*

Products Green Loan, Personal Loan Unsecured

Savings Accounts

5 savings accounts
Highest advertised rate4.35% p.a.Super Saver

Advertised rates across its 5 savings accounts run from 2.15% to 4.35% p.a. Of those, 2 pay a bonus rate when conditions are met. Its average advertised rate is 3.47% p.a., against a market average of 3.30% p.a. across 312 savings accounts from 85 providers.

Products Super Saver, Bonus Saver, Ready Saver, Smart Start, Internet Saver

All 5 of its savings accounts show no rate change since the RBA’s 29 Sep 2026 decision.

Source: Reserve Bank of Australia

See the Full List on the Rate Tracker

Term Deposits

15 term deposits
Highest advertised rate4.90% p.a.12 MONTHS Term Deposit with interest paid at maturity/annually

Advertised rates across its 15 term deposits run from 3.00% to 4.90% p.a. Terms run from 3 months to 2 years. Its average advertised rate is 4.02% p.a., against a market average of 4.13% p.a. across 647 term deposits from 85 providers. None of these headline rates has changed in the last 30 days.

Includes 12 MONTHS Term Deposit with interest paid at maturity/annually, 12 MONTHS Term Deposit with interest paid monthly, 9 MONTHS Term Deposit with interest paid at maturity/annually, 24 MONTHS Term Deposit with interest paid at maturity/annually, 6 MONTHS Term Deposit with interest paid at maturity/annually

Comparison rate warning

*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.

This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.