We compare 9 rate options across 3 home loans, 2 personal loans, 2 savings accounts, 2 term deposits and 1 credit card from The Mutual Bank. Its lowest variable owner-occupied principal and interest rate on home loans is 6.04% p.a. (comparison 6.04% p.a.*), on the Budget Home Loan. The Mutual Bank last updated a product in its published data on 14 Oct 2026.
Registered name
Maitland Mutual Limited
ABN
94 087 651 983
Checked against The Mutual Bank’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
Compare The Mutual Bank Products
Each link opens The Mutual Bank’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest6.04% p.a.6.04% p.a. comparison rate*Budget Home Loan
Variable owner-occupied principal and interest rates across its 3 home loans run from 6.04% to 8.88% p.a., with comparison rates from 6.04% to 8.91% p.a. Of its 9 rate options, 6 are fixed and 3 variable. Its average variable owner-occupied principal and interest rate is 7.12% p.a. (comparison 7.25% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Products Budget Home Loan, Package Home Loan, Standard Home Loan
1 of its 3 variable home loans shows no rate change since the RBA’s 29 Sep 2026 decision: Package Home Loan.
Lowest advertised rate7.99% p.a.8.27% p.a. comparison rate*Secured Personal Loan
Advertised rates across its 2 personal loans run from 7.99% to 12.49% p.a., with comparison rates from 8.27% to 12.79% p.a. Of those, 2 publish a fixed rate. None of these headline rates has changed in the last 30 days.*
Products Secured Personal Loan, Unsecured Personal Loan
Advertised rates across its 2 term deposits run from 5.20% to 5.40% p.a. Terms run from 30 days to 3 years. 2 headline rates have risen in the last 30 days.
Lowest purchase rate12.49% p.a.Mutual Visa Credit Card
Its headline rate has not changed in the last 30 days.
Comparison rate warning
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
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